42 Youle St, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 42 Youle St, Melrose, MA 02176

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 3,184 sqft · built 1900
Lot Size	0.193 acres (8,398 sqft)
Owner	2 Trust Names on File
Tax Bill	$11,961 (2026)
Deeds & Mortgages	Jan 2024 Transfer Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MELR M:B10 P:0000052`

Property Details

APN / Parcel Number

Primary APN	`MELR M:B10 P:0000052`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,184 sqft Living Area
Gross Area	6,077 sqft
Basement Area	1,311 sqft
Unfinished Basement	1,311 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,398 sqft (0.193 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	42 YOULE ST
City	MELROSE
State	MA
Zip	02176-2626
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	URA
Jurisdiction	MELROSE MA
Township / Civil Division	MELROSE
Census Block Group	3
Census Block	3006
Census Tract	336100

Owner

42 Youle St, a duplex, is owner-occupied and held in a trust since January 2024.

Source: Middlesex County and Melrose City records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	42 YOULE ST, MELROSE, MA 02176-2626
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2024	Quit Claim Deed, Transfer Quitclaim
Apr 24, 2017	Deed of Trust, Mortgage MELROSE COOPERATIVE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 9, 2024
Transfer Doc	082383-402
Record Updated	Oct 29, 2026

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Jan 9, 2024
Property Address	42 YOULE ST, MELROSE, MA 02176-2626
Document Number	082383-402
Book / Page	82383 / 402
Instrument Date	Jan 9, 2024
Instrument	2795
Transaction Type	Transfer
Record Updated	Jan 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 YOULE ST, MELROSE, MA 02176-2626

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	42 YOULE ST, MELROSE, MA 02176-2626
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69178-256
Date	Apr 24, 2017
Book Page	69178/256
Instrument	59027

Lender

Name	MELROSE COOPERATIVE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 42 Youle St was $11,961, up 12,230.9% from the year before.

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Melrose City
Unified School District	Melrose School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,961.00 (+12,230.93%)	$1,042,800 (+5.53%) Land $490,400 Building $552,400	$1,009,021
2025	$97.00 (-98.95%)	$988,200 (+6.13%) Land $462,300 Building $525,900
2024	$9,246.00 (-1.87%)	$931,100 (+2.98%) Land $434,300 Building $496,800
2023	$9,422.00	$904,200 Land $420,300 Building $483,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42 Youle St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 42 Youle St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Netafy.

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