40 Youle St, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 40 Youle St, Melrose, MA 02176

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,311 sqft · built 1890
Lot Size	0.179 acres (7,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Feb 2000)
Tax Bill	$9,330 (2026)
Deeds & Mortgages	Jun 2026 Transfer May 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MELR M:B10 P:0000053`

Property Details

APN / Parcel Number

Primary APN	`MELR M:B10 P:0000053`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,311 sqft Living Area
Gross Area	4,608 sqft
Basement Area	1,318 sqft
Unfinished Basement	1,318 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,780 sqft (0.179 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	40 YOULE ST
City	MELROSE
State	MA
Zip	02176-2626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URA
Legal Subdivision	MELROSE
Jurisdiction	MELROSE MA
Township / Civil Division	MELROSE
Census Block Group	3
Census Block	3006
Census Tract	336100

Owner

Source: Middlesex County and Melrose City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 YOULE ST, MELROSE, MA 02176-2626
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Quit Claim Deed, Transfer Quitclaim
May 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MEMBERS MORTGAGE COMPANY INC
Feb 22, 2018	Deed of Trust, Mortgage MELROSE FIRST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 29, 2000 · Amount on Record
Deed Sale	Feb 29, 2000 · Amount on Record
Prior Sale	Nov 16, 1989 · Amount on Record
Deed Document Number	2000
Last Transfer Date	Jun 19, 2026
Transfer Doc	0000079571
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Jun 30, 2026
Property Address	40 YOULE ST, MELROSE, MA 02176-2626
Document Number	0000079571
Book / Page	85812 / 562
Instrument Date	Jun 19, 2026
Instrument	202679571
Transaction Type	Transfer
Record Updated	Aug 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	40 YOULE ST, MELROSE, MA 02176-2626

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	40 YOULE ST, MELROSE, MA 02176-2626
Transaction Type	Mortgage
Record Updated	May 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	77669-132
Date	May 3, 2021
Book Page	77669/132
Instrument	99507

Lender

Name	MEMBERS MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	40 YOULE ST, MELROSE, MA 02176-2626
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70657-134
Date	Feb 22, 2018
Book Page	70657/134
Instrument	24973

Lender

Name	MELROSE FIRST FCU

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2038

Tax Assessment & Valuation

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Melrose City
Unified School District	Melrose School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,330.00 (+12,176.32%)	$813,400 (+4.86%) Land $487,100 Building $326,300	$1,087,480 (+23.18%)
2025	$76.00 (-98.97%)	$775,700 (+4.67%) Land $459,300 Building $316,400	$882,835
2024	$7,359.00 (-0.12%)	$741,100 (+4.81%) Land $431,400 Building $309,700
2023	$7,368.00	$707,100 Land $417,500 Building $289,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Netafy.

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