31 Youle St, #2, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 31 Youle St, #2, Melrose, MA 02176

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,700 sqft · built 1900
Owner	2 Individual Names on File
Last Sale	$920,000 (May 2025)
Tax Bill	$8,323 (2026)
Deeds & Mortgages	May 2025 Sale & Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MELR M:B10 P:000045A`

Property Details

APN / Parcel Number

Primary APN	`MELR M:B10 P:000045A`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,700 sqft Living Area
Basement Area	802 sqft
Unfinished Basement	802 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2015
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	31 YOULE ST, 2
City	MELROSE
State	MA
Zip	02176-2625
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	URA
Jurisdiction	MELROSE MA
Township / Civil Division	MELROSE
Census Block Group	3
Census Block	3001
Census Tract	336100

Owner

31 Youle St, #2 is owned by two individuals who bought it in May 2025.

Source: Middlesex County and Melrose City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	39 YOULE ST, MELROSE, MA 02176-2625
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 23, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA
Jun 29, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FIRST SB
Dec 10, 2019	Condominium Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2025 · Amount on File
Deed Sale	May 23, 2025 · Amount on File
Prior Sale	Jun 29, 2020 · Amount on File
Deed Book / Page	84131 / 434
Prior Transfer Date	May 22, 2025
Prior Transfer Doc	084131-434
Record Updated	Oct 29, 2026

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	May 23, 2025
Property Address	31 YOULE ST # 2, 2, MELROSE, MA 02176-2625
Document Number	084131-434
Book / Page	84131 / 434
Instrument Date	May 22, 2025
Instrument	56937
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	39 YOULE ST, MELROSE, MA 02176-2625

Mortgage

Document Number	0000056938
Date	May 23, 2025
Instrument	56938

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Jun 29, 2020
Property Address	31 YOULE ST # 2, 2, MELROSE, MA 02176-2625
Document Number	74994-71
Book / Page	74994 / 71
Instrument Date	Jun 23, 2020
Instrument	102527
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	31 YOULE ST # 2, 2, MELROSE, MA 02176-2625

Mortgage

Document Number	102528
Date	Jun 29, 2020
Instrument	102528

Lender

Name	FIRST SB

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

December 2019: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	MELROSE MA
Recording Date	Dec 10, 2019
Property Address	31 YOULE ST # 2, 2, MELROSE, MA 02176-2625
Document Number	73795-392
Book / Page	073795 / 000392
Instrument Date	Dec 3, 2019
Instrument	4704
Transaction Type	Transfer
Record Updated	Dec 24, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$1,915.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6 PATRIOT WAY MELROSE MA 021766510, MELROSE, MA 02176-6510

Tax Assessment & Valuation

The 2026 property tax bill for 31 Youle St, #2 was $8,323, up 15.9% from the year before.

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Melrose City
Unified School District	Melrose School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,323.00 (+15.87%)	$725,600 (-) Building $725,600	$758,692 (+5.82%)
2025	$7,183.00 (+0.7%)	$725,600 (+1.02%) Building $725,600	$716,965
2024	$7,133.00 (-2.19%)	$718,300 (+2.63%) Building $718,300
2023	$7,293.00	$699,900 Building $699,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Youle St, #2 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Youle St, #2 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Netafy.

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