25 Youle St, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 25 Youle St, Melrose, MA 02176

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,469 sqft · built 1850
Lot Size	0.36 acres (15,673 sqft)
Owner	2 Individual Names on Record
Last Sale	$850,000 (Sep 2018)
Tax Bill	$12,830 (2026)
Deeds & Mortgages	Feb 2021 Refinance Aug 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`MELR M:B10 P:0000044`

Property Details

APN / Parcel Number

Primary APN	`MELR M:B10 P:0000044`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,469 sqft Living Area
Gross Area	4,402 sqft
Basement Area	1,168 sqft
Unfinished Basement	1,168 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1965
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,673 sqft (0.36 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	25 YOULE ST
City	MELROSE
State	MA
Zip	02176-2625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URA
Legal Subdivision	GEORGE B WASON WALTER C STEVEN
Jurisdiction	MELROSE MA
Township / Civil Division	MELROSE
Census Block Group	3
Census Block	3001
Census Tract	336100

Owner

Source: Middlesex County and Melrose City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 YOULE ST, MELROSE, MA 02176-2625
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Aug 23, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance 1 AMERICAN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2018 · Amount on Record
Deed Sale	Sep 20, 2018 · Amount on Record
Prior Sale	Aug 8, 1986 · Amount on Record
Deed Book / Page	71640 / 526
Transfer Doc	071640-526
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	25 YOULE ST, MELROSE, MA 02176-2625
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	076990-340
Date	Feb 18, 2021
Book Page	76990/340
Instrument	36098

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	25 YOULE ST, MELROSE, MA 02176-2625
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73157-575
Date	Aug 23, 2019
Book Page	73157/575
Instrument	125856

Lender

Name	1 AMERICAN BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Melrose City
Unified School District	Melrose School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,830.00 (+12,003.77%)	$1,118,600 (+4.24%) Land $525,300 Building $593,300	$1,343,357 (+23.24%)
2025	$106.00 (-98.98%)	$1,073,100 (+2.88%) Land $495,300 Building $577,800	$1,090,030
2024	$10,358.00 (+1.77%)	$1,043,100 (+6.79%) Land $465,300 Building $577,800
2023	$10,178.00	$976,800 Land $450,300 Building $526,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Netafy.

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