28 Ramsey Rd, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 28 Ramsey Rd, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	1,560 sqft · built 1950
Lot Size	0.152 acres (6,599 sqft)
Owner	2 Individual Names on File
Last Sale	$252,000 (Aug 2016)
Tax Bill	$10,170 (2025)
Deeds & Mortgages	Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00084-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`10-00084-0000-00018`
Alternative APN	`100008400018`

Interior

Stories	1 Story
Building Area	1,560 sqft Living Area
1st Floor Area	1,560 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	6,599 sqft (0.152 acres)
Lot Dimensions	110 ft deep x 60 ft wide

Location & Zoning

Street Address	28 RAMSEY RD
City	MIDDLESEX
State	NJ
Zip	08846-1333
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Description	60X110
Legal Subdivision	FOOTHILL ACRES
Legal Block	84
Legal Lot Number	18
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	1
Census Block	1010
Census Tract	101

Owner

28 Ramsey Rd is owned and occupied by two individuals who bought it in August 2016.

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28 RAMSEY RD, MIDDLESEX, NJ 08846-1333
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2016 · Amount on File
Deed Sale	Aug 2, 2016 · Amount on File
Prior Sale	Aug 9, 2004 · Amount on File
Deed Document Number	2016235
Deed Book / Page	6848 / 254
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	28 RAMSEY RD, MIDDLESEX, NJ 08846-1333
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065952
Date	Aug 16, 2019
Book Page	17589/1726
Instrument	2019065952

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	PITTSBURGH, PA 15220

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 28 Ramsey Rd was $10,170, up 11.7% from the year before.

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$479,700 (-) Land $147,500 Building $332,200	$479,700 (-) Land $147,500 Building $332,200
2025	$10,170.00 (+11.7%)	$479,700 Land $147,500 Building $332,200	$479,700 Land $147,500 Building $332,200
2024	$9,105.00
2023		$393,500 Land $147,500 Building $246,000	$393,500 Land $147,500 Building $246,000
2022	$8,921.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Ramsey Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	12 (2011–2025)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Ramsey Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20