39 Pine Dr, Homosassa, FL 34446 Property Records

Citrus County property record for 39 Pine Dr, Homosassa, FL 34446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,404 sqft · built 1993
Lot Size	0.276 acres (11,999 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Aug 2026)
Tax Bill	$2,091 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Dec 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`18E-20S-13-0010-01170-0250`

Property Details

APN / Parcel Number

Primary APN	`18E-20S-13-0010-01170-0250`
Alternative APNs	`1320S18E0010011700250` `1561434`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,404 sqft Living Area
Gross Area	3,340 sqft
1st Floor Area	2,404 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Custom Design
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	11,999 sqft (0.276 acres)
Lot Dimensions	120 ft deep x 112 ft wide
Garage Type	Attached
Garage Area	561 sqft
Parking Spaces	7 Parking Spaces
Pool Area	360 sqft
Porch	Finished/Screened Porch
Porch Area	442 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1561434
Street Address	39 PINE DR
City	HOMOSASSA
State	FL
Zip	34446-4621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR
Legal Description	SUGARMILL WOODS CYPRESS VLG PB 9 PG 86 LOT 25 BLK 117
Legal Range	18E
Legal Township	20S
Legal Section	19
Legal Subdivision	SUGARMILL WOODS (CYPRESS VILLA
Legal Block	117
Legal Lot Number	25
Jurisdiction	CITRUS FL
Township / Civil Division	CRYSTAL RIVER
Census Block Group	3
Census Block	3006
Census Tract	451606

Owner

Source: Citrus County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39 PINE DR, HOMOSASSA, FL 34446-4621
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Dec 22, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 17, 2025	Intrafamily Transfer, Transfer
Jul 19, 2017	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Oct 10, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 16, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2026 · Amount on Record
Deed Sale	Aug 10, 2026 · Amount on Record
Prior Sale	Mar 1, 1997 · Amount on Record
Deed Document Number	202647304
Deed Book / Page	3696 / 307
Prior Transfer Date	Jun 17, 2025
Prior Transfer Doc	0035760608
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Aug 10, 2026
Property Address	39 PINE DR, HOMOSASSA, FL 34446-4621
Document Number	0000047304
Book / Page	3696 / 307
Instrument Date	Aug 7, 2026
Instrument	202647304
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	SOUTHERN TITLE, SOUTHERN SUN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258,055.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 PINE DR, HOMOSASSA, FL 34446-4621
Investor	Possibly a Property Investor

Mortgage

Document Number	0000047305,
Date	Aug 10, 2026
Instrument	202647305

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	39 PINE DR, HOMOSASSA, FL 34446-4621
Transaction Type	Mortgage
Record Updated	Dec 11, 2025
Title Company	UNKNOWN, A1 TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 PINE DR, HOMOSASSA, FL 34446-4621

Mortgage

Document Number	0032380061
Date	Dec 22, 2021
Book Page	3238/61
Instrument	2021088405

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

June 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CITRUS FL
Recording Date	Jun 17, 2025
Property Address	39 PINE DR, HOMOSASSA, FL 34446-4621
Document Number	0035760608
Book / Page	3576 / 608
Map Reference	MB 9 PG 86
Instrument Date	Jun 17, 2025
Instrument	2025036715
Transaction Type	Transfer
Record Updated	Dec 11, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	39 PINE DR, HOMOSASSA, FL 34446-4621

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 PINE DR, HOMOSASSA, FL 34446-4621

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	39 PINE DR, HOMOSASSA, FL 34446-4621
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028411984
Date	Jul 19, 2017
Book Page	2841/1984
Instrument	2017033449

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2032

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	39 PINE DR, HOMOSASSA, FL 34446-4621
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030101943
Date	Oct 10, 2019
Book Page	3010/1943
Instrument	2019053542

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	155 Months
Due	Sep 1, 2032

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	39 PINE DR, HOMOSASSA, FL 34446-4621
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031090052
Date	Nov 16, 2020
Book Page	3109/52
Instrument	2020062340

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	275 Months
Due	Oct 1, 2043

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,091.00 (+1.75%)	$168,077 (-44.84%)	$293,992 (-3.51%) Land $22,000 Building $271,992
2024	$2,055.00 (+2.6%) Homeowner's exemption Additional exemption filed	$304,696 (+0.19%) Land $18,870 Building $285,826	$304,696 (+0.19%) Land $18,870 Building $285,826
2023	$2,003.00 (+7.17%) Homeowner's exemption Additional exemption filed	$304,122 (+15.41%) Land $18,800 Building $285,322	$304,122 (+15.41%) Land $18,800 Building $285,322
2022	$1,869.00 Homeowner's exemption Additional exemption filed	$263,506 Land $14,000 Building $249,506	$263,506 Land $14,000 Building $249,506

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	47 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUGARMILL WOODS S/D public/private · serves 13,935 people · EPA ID FL6091735
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pine Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures