Bergen County and Waldwick Borough property record for 39 Duncan St, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 2,099 sqft · built 1949 |
| Lot Size | 0.219 acres (9,555 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $805,000 (Aug 2025) |
| Tax Bill | $15,218 (2025) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00073-07-00005 |
| Primary APN | 64-00073-07-00005 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,099 sqft Living Area |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 9,555 sqft (0.219 acres) |
| Parking Spaces | 1 Parking Space |
| Account Number | 001634 |
|---|---|
| Street Address | 39 DUNCAN ST |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-2408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 75XIRR 4LT |
| Legal Subdivision | FLEETWING ESTATES SEC #2 |
| Legal Block | 73.7 |
| Legal Lot Number | 5 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 56100 |
Source: Bergen County and Waldwick Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 39 DUNCAN ST, WALDWICK, NJ 07463-2408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 14, 2025 | Deed, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Jan 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2025 · Amount on Record |
| Deed Sale | Aug 14, 2025 · Amount on Record |
| Prior Sale | Aug 7, 2024 · Amount on Record |
| Deed Document Number | 202555662 |
| Deed Book / Page | 5575 / 757 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 14, 2025 |
| Property Address | 39 DUNCAN ST, WALDWICK, NJ 07463-2408 |
| Document Number | 0055750757 |
| Book / Page | 5575 / 757 |
| Instrument Date | Aug 14, 2025 |
| Instrument | 2025055662 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | SAFE LAND TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,358.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 931 PARK AVE #3C3C, 3C3C, HOBOIEM, NJ |
| Name | Verified Name |
|---|---|
| Address | 39 DUNCAN ST, WALDWICK, NJ 07463-2408 |
| Document Number | 2025055663 |
|---|---|
| Date | Aug 14, 2025 |
| Instrument | 2025055663 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 39 DUNCAN ST, WALDWICK, NJ 07463-2408 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0038941553 |
|---|---|
| Date | Jan 5, 2021 |
| Book Page | 3894/1553 |
| Instrument | 21-000756 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Dec 1, 2035 |
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $663,100 (-) Land $368,300 Building $294,800 | $663,100 (-) Land $368,300 Building $294,800 | |
| 2025 | $15,218.00 (+3.66%) | $663,100 (+33.99%) Land $368,300 Building $294,800 | $663,100 (+33.99%) Land $368,300 Building $294,800 |
| 2024 | $14,681.00 (+4.16%) | ||
| 2023 | $494,900 Land $302,800 Building $192,100 | $494,900 Land $302,800 Building $192,100 | |
| 2022 | $14,094.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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