Bergen County and Waldwick Borough property record for 35 Duncan St, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 1,875 sqft · built 1949 |
| Lot Size | 0.224 acres (9,743 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $520,000 (Oct 2020) |
| Tax Bill | $14,527 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00073-07-00006 |
| Primary APN | 64-00073-07-00006 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,875 sqft Living Area |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 9,743 sqft (0.224 acres) |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 6400073G00006 |
|---|---|
| Street Address | 35 DUNCAN ST |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-2408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 75XIRR 3.5LT |
| Legal Subdivision | HIGHLANDS SEC 2 |
| Legal Block | 73.7 |
| Legal Lot Number | 6 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 56100 |
Source: Bergen County and Waldwick Borough records · APN 64-00073-07-00006
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 35 DUNCAN ST, WALDWICK, NJ 07463-2408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 27, 2020 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 27, 2020 · Amount on Record |
| Deed Sale | Oct 27, 2020 · Amount on Record |
| Prior Sale | May 25, 2016 · Amount on Record |
| Deed Document Number | 2020110925 |
| Deed Book / Page | 3792 / 687 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 35 DUNCAN ST, WALDWICK, NJ 07463-2408 |
| Transaction Type | Mortgage |
| Record Updated | Jul 08, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0041480731 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 4148/731 |
| Instrument | 2021077667 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 27, 2020 |
| Property Address | 35 DUNCAN ST, WALDWICK, NJ 07463-2408 |
| Document Number | 0037920687 |
| Book / Page | 3792 / 687 |
| Instrument Date | Aug 18, 2020 |
| Instrument | 20-110925 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,367.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 39 WADDELL CT, 39, WYCKOFF, NJ 07481-3345 |
| Name | Verified Name |
|---|---|
| Address | 35 DUNCAN ST, WALDWICK, NJ 07463-2408 |
| Document Number | 20110926 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 20-110926 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 01, 2050 |
Source: Bergen County and Waldwick Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $633,000 (-) Land $362,100 Building $270,900 | $633,000 (-) Land $362,100 Building $270,900 | |
| 2025 | $14,527.00 (+3.66%) | $633,000 (+47.72%) Land $362,100 Building $270,900 | $633,000 (+47.72%) Land $362,100 Building $270,900 |
| 2024 | $14,014.00 (+14.84%) | ||
| 2023 | $428,500 Land $297,700 Building $130,800 | $428,500 Land $297,700 Building $130,800 | |
| 2022 | $12,203.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
Based on FCC filings for 355 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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