Kane County property record for 38W165 Pine Rd, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,544 sqft · built 1975 |
| Lot Size | 0.996 acres (43,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $178,000 (Dec 2015) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-06-277-014 |
| Primary APN | 09-06-277-014 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,544 sqft Living Area |
| 1st Floor Area | 1,544 sqft |
| Basement Area | 1,544 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,400 sqft (0.996 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 38W165 PINE RD |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-6888 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP AREA: 036-MARGAT,OTTR,LNGV |
| Legal Subdivision | OTTER CREEK SUB |
| Legal Block | 5 |
| Legal Lot Number | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 5 |
| Census Block | 5022 |
| Census Tract | 852101 |
Source: Kane County records · APN 09-06-277-014
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38W165 PINE RD, SAINT CHARLES, IL 60175-6888 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 08, 2015 · Amount on Record |
| Deed Sale | Dec 08, 2015 · Amount on Record |
| Deed Document Number | 201565530 |
| Prior Transfer Date | Apr 30, 2015 |
| Prior Transfer Doc | 0000036785 |
| Record Updated | Sep 20, 2026 |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Veteran's exemption | ||
| 2024 | $128,284 (+19.17%) Land $44,688 Building $83,596 | $385,006 (+19.22%) Land $134,118 Building $250,888 | |
| 2022 | Disabled Person's exemption Veteran's exemption | $107,649 Land $39,770 Building $67,879 | $322,947 Land $119,310 Building $203,637 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Metronet Holdings, T-Mobile USA.
Based on FCC filings for 124 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
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