38W185 Pine Rd, Saint Charles, IL 60175 Property Records

Kane County property record for 38W185 Pine Rd, Saint Charles, IL 60175

Property Summary

Property TypeSingle Family Home
OwnerCompany Name on Record
Tax Bill$9,062 (2025)
Flood ZoneZone X (minimal risk)
APN09-06-277-024

Property Details

APN / Parcel Number

Primary APN09-06-277-024

Location & Zoning

Street Address38W185 PINE RD
CitySAINT CHARLES
StateIL
Zip60175-6888
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOTTER CREEK SUB PT LOT 2 & LOT 3 AS DESCRIBED IN 1380754 (EX PT DESC IN 14K063798) & OTTER CREEK SUB PART OF LOT 2 AS DESCRIBED IN 2014K063798 COMBINED PER TAX PAYER REQUEST DATED 8/21/15
Legal SubdivisionOTTER CREEK SUB
Legal Block5
Legal Lot Number2,3
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group5
Census Block5022
Census Tract852101

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address38W185 PINE RD, SAINT CHARLES, IL 60175-6888
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateDec 15, 2014
Transfer Doc0000063798
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,062.00 (+9.94%) Homeowner's exemption Senior Citizen's exemption$144,365 (+8.53%) Land $48,500 Building $95,865$433,268 (+8.53%) Land $145,558 Building $287,710
2024$133,018 (+18.08%) Land $44,688 Building $88,330$399,214 (+18.13%) Land $134,118 Building $265,096
2022$8,243.00 (+11.91%) Homeowner's exemption$112,651 (+4.91%) Land $39,770 Building $72,881$337,953 (+4.91%) Land $119,310 Building $218,643
2021$7,366.00 Homeowner's exemption$107,379 Land $37,909 Building $69,470$322,137 Land $113,727 Building $208,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: Metronet, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pine Rd

Nearby Streets

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