38W131 Pine Rd, Saint Charles, IL 60175 Property Records

Kane County property record for 38W131 Pine Rd, Saint Charles, IL 60175

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,478 sqft · built 1976
Lot Size0.843 acres (36,733 sqft)
OwnerIndividual Name on Record
Last Sale$225,000 (May 2011)
Tax Bill$9,695 (2025)
Flood ZoneZone X (minimal risk)
APN09-06-277-005

Property Details

APN / Parcel Number

Primary APN09-06-277-005

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,478 sqft Living Area
1st Floor Area1,478 sqft
Basement Area792 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleSplit Level
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area36,733 sqft (0.843 acres)
Garage Area637 sqft
Parking Spaces3 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address38W131 PINE RD
CitySAINT CHARLES
StateIL
Zip60175-6888
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 OTTER CREEK SUB
Legal SubdivisionOTTER CREEK SUB
Legal Block5
Legal Lot Number1
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group5
Census Block5022
Census Tract852101

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address38W131 PINE RD, SAINT CHARLES, IL 60175-6888
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 16, 2011 · Amount on Record
Deed SaleMay 16, 2011 · Amount on Record
Prior SaleSep 15, 2004 · Amount on Record
Deed Document Number201129835
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,695.00 (+10.26%) Homeowner's exemption$145,334 (+8.53%) Land $48,500 Building $96,834$436,176 (+8.53%) Land $145,558 Building $290,618
2024$133,911 (+17.02%) Land $44,688 Building $89,223$401,894 (+17.07%) Land $134,118 Building $267,776
2022$8,793.00 (+4.15%) Homeowner's exemption$114,432 (+4.91%) Land $39,770 Building $74,662$343,296 (+4.91%) Land $119,310 Building $223,986
2021$8,443.00 Homeowner's exemption$109,077 Land $37,909 Building $71,168$327,231 Land $113,727 Building $213,504

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: Metronet, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pine Rd

Nearby Streets

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