38W059 Pine Rd, Saint Charles, IL 60175 Property Records

Kane County property record for 38W059 Pine Rd, Saint Charles, IL 60175 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,833 sqft · built 1977
Lot Size	1.02 acres (44,431 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (May 2023)
Tax Bill	$10,759 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-06-277-009`

Property Details

APN / Parcel Number

Primary APN	`09-06-277-009`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,833 sqft Living Area
1st Floor Area	1,833 sqft
Basement Area	1,431 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Level
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	44,431 sqft (1.02 acres)
Garage Type	Attached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Deck Area	Deck Area
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	38W059 PINE RD
City	SAINT CHARLES
State	IL
Zip	60175-5421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 65 OF MARGATE SUB
Legal Subdivision	MARGATE SUB
Legal Block	5
Legal Lot Number	65
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	5
Census Block	5022
Census Tract	852101

Owner

Source: Kane County records · APN 09-06-277-009

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	38W059 PINE RD, SAINT CHARLES, IL 60175-5421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 24, 2023 · Amount on Record
Deed Sale	May 24, 2023 · Amount on Record
Prior Sale	Jul 18, 2003 · Amount on Record
Deed Document Number	202316542
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 24, 2023
Property Address	38W059 PINE RD, ST CHARLES, IL 60175-5421
Document Number	0000016542
Instrument Date	May 19, 2023
Instrument	2023K016542
Transaction Type	Transfer
Record Updated	Jun 06, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$415.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	321 FORCHED CT, BLOOMINGDALE, IL 60108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30W059 PINE ROAD, SAINT CHARLES, IL 60175

Mortgage

Document Number	0000016543
Date	May 24, 2023
Instrument	2023K016543

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

Interest

Rate	6.5%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,759.00 (+11.55%)
2024		$147,794 (+18.29%) Land $44,688 Building $103,106	$443,559 (+18.34%) Land $134,118 Building $309,442
2022	$9,645.00 (+4.12%) Homeowner's exemption	$124,943 (+4.91%) Land $39,770 Building $85,173	$374,829 (+4.91%) Land $119,310 Building $255,519
2021	$9,263.00 Homeowner's exemption	$119,096 Land $37,909 Building $81,187	$357,288 Land $113,727 Building $243,561

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.