Kane County property record for 38W194 Pine Rd, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,613 sqft · built 1971 |
| Lot Size | 0.826 acres (35,978 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $359,500 (Apr 2016) |
| Tax Bill | $12,006 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-06-227-014 |
| Primary APN | 09-06-227-014 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,613 sqft Living Area |
| Basement Area | 888 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 35,978 sqft (0.826 acres) |
| Garage Area | 464 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 38W194 PINE RD |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-6887 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 19 CREEK |
| Legal Subdivision | OTTER CREEK SUB |
| Legal Block | 5 |
| Legal Lot Number | 19 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 5 |
| Census Block | 5024 |
| Census Tract | 852101 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 38W194 PINE RD, SAINT CHARLES, IL 60175-6887 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 20, 2016 · Amount on Record |
| Deed Sale | Apr 20, 2016 · Amount on Record |
| Prior Sale | Sep 20, 2006 · Amount on Record |
| Deed Document Number | 201618581 |
| Last Transfer Date | Feb 19, 2020 |
| Transfer Doc | 0000034553 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 29, 2020 |
| Property Address | 38W194 PINE RD, ST CHARLES, IL 60175-6887 |
| Document Number | 0000034553 |
| Instrument Date | Feb 19, 2020 |
| Instrument | 2020K034553 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 214 DESMOND DR, 214, SCHAUMBURG, IL 60193-2816 |
| Name | Verified Name |
|---|---|
| Address | 38W194 PINE RD, SAINT CHARLES, IL 60175-6887 |
| Document Number | 0000034554 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 2020K034554 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,006.00 (+10.22%) Homeowner's exemption | $178,061 (+8.53%) Land $48,500 Building $129,561 | $534,397 (+8.53%) Land $145,558 Building $388,839 |
| 2024 | $164,066 (+16.91%) Land $44,688 Building $119,378 | $492,395 (+16.96%) Land $134,118 Building $358,277 | |
| 2022 | $10,893.00 (+4.09%) Homeowner's exemption | $140,333 (+4.91%) Land $39,770 Building $100,563 | $420,999 (+4.91%) Land $119,310 Building $301,689 |
| 2021 | $10,465.00 Homeowner's exemption | $133,765 Land $37,909 Building $95,856 | $401,295 Land $113,727 Building $287,568 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Metronet, T-Mobile.
5G (outdoors only) and 4G LTE
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