Kane County property record for 38W156 Bowes Rd, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,478 sqft · built 1988 |
| Lot Size | 0.618 acres (26,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $230,000 (Aug 2005) |
| Tax Bill | $6,028 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-30-276-042 |
| Primary APN | 06-30-276-042 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,478 sqft Living Area |
| Gross Area | 2,956 sqft |
| 1st Floor Area | 1,478 sqft |
| Basement Area | 1,478 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Duplex Single |
| Construction Type | Frame |
| Lot Area | 26,970 sqft (0.618 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 38W156 BOWES RD |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8471 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PANEPUCCIS RESUBDIVISION LOT 1 |
| Legal Subdivision | PANEPUCCIS RESUBD |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 851913 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 38W156 BOWES RD, ELGIN, IL 60124-8471 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2005 · Amount on Record |
| Deed Sale | Aug 30, 2005 · Amount on Record |
| Prior Sale | May 12, 2003 · Amount on Record |
| Deed Document Number | 2005101504 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 38W156 BOWES RD, ELGIN, IL 60124-8471 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 38W156 BOWES RD, ELGIN, IL 60124-8471 |
| Document Number | 0000001634 |
|---|---|
| Date | Jan 17, 2023 |
| Instrument | 2023K001634 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,028.00 (+13.07%) Homeowner's exemption | ||
| 2024 | $88,392 (+21.39%) Land $21,595 Building $66,797 | $265,282 (+21.44%) Land $64,811 Building $200,471 | |
| 2022 | $5,331.00 (+6.32%) Homeowner's exemption | $72,814 (+6.96%) Land $17,789 Building $55,025 | $218,442 (+6.96%) Land $53,367 Building $165,075 |
| 2021 | $5,014.00 Homeowner's exemption | $68,075 Land $16,631 Building $51,444 | $204,225 Land $49,893 Building $154,332 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures