38W175 Bowes Rd, Elgin, IL 60124 Property Records

Kane County property record for 38W175 Bowes Rd, Elgin, IL 60124

Property Summary

Property Type	Commercial
Details	7,500 sqft · built 1972
Lot Size	6.97 acres (303,613 sqft)
Owner	Company Name on Record
Last Sale	$1,000,000 (Dec 2023)
Tax Bill	$12,872 (2025)
Deeds & Mortgages	Jan 2026 Construction Loan Jan 2026 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-30-300-010`

Property Details

APN / Parcel Number

Primary APN	`06-30-300-010`

Interior

Stories	1 Story
Building Area	7,500 sqft Gross Area
1st Floor Area	7,500 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	303,613 sqft (6.97 acres)

Location & Zoning

Street Address	38W175 BOWES RD
City	ELGIN
State	IL
Zip	60124
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	PT OF SW 1/4 SEC 30-41-8 DESC IN BOOK 2714/303 (EX PT DESC IN BOOK 3036/433) AND (EX DOC 2005K093071)
Legal Range	08
Legal Township	41
Legal Section	30
Legal Subdivision	MILNE PROP
Legal Block	2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2009
Census Tract	851912

Owner

Source: Kane County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2200 POST OAK BLVD, 1525, HOUSTON, TX 77056-4711
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Deed of Trust, Mortgage · Construction Mortgage 1ST SOURCE BANK
Jan 26, 2026	Deed of Trust, Mortgage · Construction Mortgage 1ST SOURCE BANK
Dec 15, 2023	Special Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Jul 28, 2023	Special Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Apr 3, 2018	Grant Deed, Foreclosure CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2023 · Amount on Record
Deed Sale	Dec 15, 2023 · Amount on Record
Prior Sale	Jul 28, 2023 · Amount on Record
Deed Document Number	202343817
Prior Transfer Date	Jan 1, 2012
Prior Transfer Doc	0000015070
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	38W175 BOWES RD, ELGIN, IL 60124
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2181 GREENWICH ST, SAN FRANCISCO, CA 94123-3404

Mortgage

Document Number	0000003409
Date	Jan 26, 2026
Instrument	2026K003409

Lender

Name	1ST SOURCE BANK
Type	Bank
Address	SOUTH BEND, IN 46601

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	38W175 BOWES RD, ELGIN, IL 60124
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2181 GREENWICH ST, SAN FRANCISCO, CA 94123-3404

Mortgage

Document Number	0000003404
Date	Jan 26, 2026
Instrument	2026K003404

Lender

Name	1ST SOURCE BANK
Type	Bank
Address	SOUTH BEND, IN 46601

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

December 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 15, 2023
Property Address	38W175 BOWES RD, ELGIN, IL 60124
Document Number	0000043817
Instrument Date	Dec 14, 2023
Instrument	2023K043817
Transaction Type	Transfer
Record Updated	Dec 22, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$1,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2200 POST OAK BLVD STE 1525, 1525, HOUSTON, TX 77056-4711
Investor	Possibly a Property Investor

July 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 28, 2023
Property Address	38W175 BOWES RD, ELGIN, IL 60124
Document Number	0000025570
Instrument Date	Jul 25, 2023
Instrument	2023K025570
Transaction Type	Transfer
Record Updated	Aug 9, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$2,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 W HUBBARD ST STE 400, 400, CHICAGO, IL 60654-7389

April 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Apr 3, 2018
Property Address	38W175 BOWES RD, ELGIN, IL 60124
Document Number	0000015070
Instrument Date	Jan 1, 2012
Instrument	15070
Transaction Type	Foreclosure
Record Updated	Apr 12, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Partial Interest Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1250 LARKIN AVE #100 ELGIN IL 601236078, 100, ELGIN, IL 60123-6078

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,872.00 (+3,094.04%)	$169,194 (+3,203.28%) Land $169,194	$507,785 (+3,203.31%) Land $507,785
2024		$5,122 (+9.77%) Land $2,122 Building $3,000	$15,372 (+9.82%) Land $6,369 Building $9,004
2022	$403.00 (+1.51%)	$4,666 (+4.43%) Land $1,666 Building $3,000	$13,998 (+4.43%) Land $4,998 Building $9,000
2021	$397.00	$4,468 Land $1,468 Building $3,000	$13,404 Land $4,404 Building $9,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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