Kane County property record for 38W124 Bowes Rd, Elgin, IL 60124 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1988 |
| Square Footage | 1,478 sqft Living Area |
| Lot Size | 27,281 sqft (0.626 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $156,000 (2001) |
| Tax Bill | $5,980.00 (2025) |
| Primary APN | 06-30-276-044 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,478 sqft Living Area |
| Gross Area | 2,956 sqft Gross Area |
| 1st Floor | 1,478 sqft 1st Floor |
| Basement Area | 1,478 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Frame Construction |
| Lot Area | 27,281 sqft (0.626 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Cooling System | HVAC Cooling |
|---|
| Street Address | 38W124 BOWES RD |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8471 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PANEPUCCIS RESUBDIVISION LOT 3 |
| Legal Subdivision | PANEPUCCIS RESUBD |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 3 |
| Census Block | 3027 |
| Census Tract | 851913 |
Source: Kane County records · APN 06-30-276-044
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38W124 BOWES RD, ELGIN, IL 60124-8471 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 14, 2026 | Deed of Trust, Mortgage · Line of Credit CONSUMERS CREDIT UNION |
| Sep 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CORPORATE AMERICA FAMILY CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 18, 2001 · Amount on Record |
| Deed Sale | Jun 18, 2001 · Amount on Record |
| Prior Sale | Mar 14, 1995 · Amount on Record |
| Deed Doc Number | 200158156 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 14, 2026 |
| Property Address | 38W124 BOWES RD, ELGIN, IL 60124-8471 |
| Document Number | 0000019842 |
| Instrument Date | May 07, 2026 |
| Instrument | 202619842 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ICE MORTGAGE TECHNOLOGY INC |
| Name | Verified Name |
|---|---|
| Relationship | 298 |
| Address | 38W124 BOWES RD, ELGIN, IL 60124-8471 |
| Investor | Possibly a Property Investor |
| Document Number | 0000019842, |
|---|---|
| Date | May 14, 2026 |
| Instrument | 202619842 |
| Name | CONSUMERS CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 20, 2046 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 38W124 BOWES RD, ELGIN, IL 60124-8471 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000070094 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | 2021K070094 |
| Name | CORPORATE AMERICA FAMILY CU |
|---|---|
| Type | Credit Union |
| Address | ELGIN, IL 60123 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 237 Months |
| Due | Jun 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,980.00 (+2.47%) Homeowner's exemption | ||
| 2024 | $5,836.00 (+10.36%) | $87,750 (+21.39%) Land $21,595 Building $66,155 | $263,355 (+21.44%) Land $64,811 Building $198,544 |
| 2022 | $5,288.00 (+6.31%) Homeowner's exemption | $72,285 (+6.96%) Land $17,789 Building $54,496 | $216,855 (+6.96%) Land $53,367 Building $163,488 |
| 2021 | $4,974.00 Homeowner's exemption | $67,581 Land $16,631 Building $50,950 | $202,743 Land $49,893 Building $152,850 |
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