37W941 Bowes Rd, Elgin, IL 60124 Property Records

Kane County property record for 37W941 Bowes Rd, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,001 sqft · built 1969
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$297,500 (Aug 2005)
Tax Bill	$9,518 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-29-300-002`

Property Details

APN / Parcel Number

Primary APN	`06-29-300-002`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,001 sqft Living Area
Gross Area	4,002 sqft
1st Floor Area	2,001 sqft
Basement Area	2,001 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	21,780 sqft (0.5 acres)
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	37W941 BOWES RD
City	ELGIN
State	IL
Zip	60124-4307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REBERS SUB LOT 1
Legal Subdivision	REBERS SUB
Legal Block	2
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2006
Census Tract	851912

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	37W941 BOWES RD, ELGIN, IL 60124-4307
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2005 · Amount on Record
Deed Sale	Aug 2, 2005 · Amount on Record
Prior Sale	Aug 4, 1998 · Amount on Record
Deed Document Number	200589515
Prior Transfer Date	Aug 13, 1996
Prior Transfer Doc	0000059289
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	37W941 BOWES RD, ELGIN, IL 60124-4307
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026145
Date	May 21, 2020
Instrument	2020K026145

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company
Address	CHERRY HILL, NJ 08002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,518.00 (+11.98%) Homeowner's exemption Senior Citizen's exemption	$154,901 (+8.57%) Land $36,421 Building $118,480	$464,889 (+8.57%) Land $109,307 Building $355,582
2024		$142,674 (+21.39%) Land $33,546 Building $109,128	$428,193 (+21.44%) Land $100,678 Building $327,515
2022	$8,500.00 (+6.42%) Homeowner's exemption	$117,530 (+6.96%) Land $27,634 Building $89,896	$352,590 (+6.96%) Land $82,902 Building $269,688
2021	$7,987.00 Homeowner's exemption	$109,882 Land $25,836 Building $84,046	$329,646 Land $77,508 Building $252,138

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20