Kane County property record for 38W285 Bowes Rd, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,181 sqft · built 1988 |
| Lot Size | 4.95 acres (215,622 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $370,000 (Jul 2003) |
| Tax Bill | $12,522 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-30-400-021 |
| Primary APN | 06-30-400-021 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,181 sqft Living Area |
| Gross Area | 3,140 sqft |
| Basement Area | 959 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Frame |
| Lot Area | 215,622 sqft |
| Cooling System | HVAC |
|---|
| Street Address | 38W285 BOWES RD |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NONE PART SOUTHEAST 1/4 OF SEC 30-41-8 IN DOC 1881051 (EX PT TAKEN FOR RD BY DOC 2009K009010) |
| Legal Range | 08 |
| Legal Township | 41 |
| Legal Section | 30 |
| Legal Block | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 851912 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 38W285 BOWES RD, ELGIN, IL 60124-8434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2003 · Amount on Record |
| Deed Sale | Jul 10, 2003 · Amount on Record |
| Prior Sale | Jul 10, 2003 · Amount on Record |
| Deed Document Number | 2003113523 |
| Last Transfer Date | May 8, 2015 |
| Transfer Doc | 0000025554 |
| Record Updated | Oct 29, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,522.00 (+13.14%) Homeowner's exemption | $190,740 (+8.57%) Land $54,851 Building $135,889 | $572,449 (+8.57%) Land $164,619 Building $407,830 |
| 2024 | $175,684 (+21.39%) Land $50,521 Building $125,163 | $527,263 (+21.44%) Land $151,624 Building $375,639 | |
| 2022 | $11,068.00 (+5.96%) Homeowner's exemption | $144,723 (+6.96%) Land $41,618 Building $103,105 | $434,169 (+6.96%) Land $124,854 Building $309,315 |
| 2021 | $10,445.00 Homeowner's exemption | $135,306 Land $38,910 Building $96,396 | $405,918 Land $116,730 Building $289,188 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL | 100 / 20 |
May also be available: Metronet.
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