Kane County property record for 37W907 Bowes Rd, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,045 sqft · built 1996 |
| Lot Size | 0.501 acres (21,837 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $465,000 (Oct 2026) |
| Tax Bill | $9,512 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage Oct 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-29-300-003 |
| Primary APN | 06-29-300-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,045 sqft Living Area |
| Gross Area | 3,260 sqft |
| Basement Area | 1,215 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Construction Type | Frame |
| Lot Area | 21,837 sqft (0.501 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 37W907 BOWES RD |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-4307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REBERS SUB LOT 2 |
| Legal Subdivision | REBERS SUB |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 851912 |
Source: Kane County records, as of October 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2377 CORAL CV, ELGIN, IL 60123-6542 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE |
| Oct 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2026 · Amount on Record |
| Deed Sale | Oct 13, 2026 · Amount on Record |
| Prior Sale | Aug 3, 2016 · Amount on Record |
| Deed Document Number | 202644048 |
| Prior Transfer Date | Jan 6, 1998 |
| Prior Transfer Doc | 0000002144 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 13, 2026 |
| Property Address | 37W907 BOWES RD, ELGIN, IL 60124-4307 |
| Document Number | 0000044049 |
| Instrument Date | Oct 9, 2026 |
| Instrument | 202644049 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 2377 CORAL CV, ELGIN, IL 60123-6542 |
| Document Number | 0000044049, |
|---|---|
| Date | Oct 13, 2026 |
| Instrument | 202644049 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.99% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 13, 2026 |
| Property Address | 37W907 BOWES RD, ELGIN, IL 60124-4307 |
| Document Number | 0000044048 |
| Instrument Date | Oct 1, 2026 |
| Instrument | 202644048 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $70,447.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2377 CORAL CV, ELGIN, IL 60123-6542 |
| Document Number | 0000044049, |
|---|---|
| Date | Oct 13, 2026 |
| Instrument | 202644049 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.99% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,512.00 (+6.96%) Homeowner's exemption Senior Citizen's exemption | $154,815 (+8.57%) Land $37,220 Building $117,595 | $464,631 (+8.57%) Land $111,705 Building $352,926 |
| 2024 | $142,595 (+21.39%) Land $34,282 Building $108,313 | $427,956 (+21.44%) Land $102,887 Building $325,069 | |
| 2022 | $8,893.00 (+6.05%) Homeowner's exemption | $117,465 (+6.96%) Land $28,240 Building $89,225 | $352,395 (+6.96%) Land $84,720 Building $267,675 |
| 2021 | $8,386.00 Homeowner's exemption | $109,821 Land $26,402 Building $83,419 | $329,463 Land $79,206 Building $250,257 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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