3895 S Francis Rd, #A, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 3895 S Francis Rd, #A, Saint Augustine, FL 32092

Property Summary

Property TypeMulti-Family Dwellings
Details12 bd · 8 ba · 7,145 sqft · built 1992
Lot Size30.6 acres (1,336,856 sqft)
OwnerCompany Name on File
Last Sale$5,790,000 (Mar 2026)
Tax Bill$6,171 (2025)
Deeds & MortgagesJan 2020 Mortgage
May 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN028410-0010

Property Details

APN / Parcel Number

Primary APN028410-0010

Interior

Bedrooms12 Beds
Full Baths8 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area7,145 sqft Living Area
Gross Area8,213 sqft
1st Floor Area6,318 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1997
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area1,336,856 sqft (30.6 acres)
Garage TypeAttached
Garage Area420 sqft

Exterior Amenities

Pool Area406 sqft
PorchFinished Screened Porch
Porch Area928 sqft
Deck Area80 sqft
Patio Area802 sqft
Total Buildings6 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3885 S FRANCIS RD, A
CitySAINT AUGUSTINE
StateFL
Zip32092-0750
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeOR
Legal Description8-15A & 8-14 & 8-16 & 8-16D ANTONIO HUERTAS GRANT BEING PT OF SUB SEC 8 LYING N OF SR 16 & W OF S FRANCIS RD OR4550/214 & 249
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionANTONIO HUERTAS GRANT SUB
Legal Phase8
Legal Lot Number8-15
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2009
Census Tract20906

Owner

3895 S Francis Rd, #A is owned by a company that bought it in March 2026.

Source: St. Johns County records, as of June 17, 2026

Owner of RecordCompany Name on File
Mailing Address6457 SUNSET DR, MIAMI, FL 33143-4649
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2020Deed of Trust, Mortgage · Commercial Mortgage
CENTERSTATE BANK NA
May 22, 2018Warranty Deed, Transfer · Conventional Mortgage
ANASTASIA FIN INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 2, 2026 · Amount on File
Deed SaleMar 2, 2026 · Amount on File
Deed Document Number202617436
Deed Book / Page6315 / 589
Record UpdatedSep 20, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address3895 S FRANCIS RD, SAINT AUGUSTINE, FL 32092-0750
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0048650021
DateJan 13, 2020
Book Page4865/0021
Instrument2020002814
Lender
NameCENTERSTATE BANK NA
TypeBank
AddressSAINT AUGUSTINE, FL 32080
Agreement
TypeCommercial Mortgage
AmountAmount on Record

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMay 22, 2018
Property Address3895 S FRANCIS RD, SAINT AUGUSTINE, FL 32092-0750
Document Number0045500249
Book / Page004550 / 000249
Instrument DateMay 18, 2018
Instrument34956
Transaction TypeTransfer
Record UpdatedJun 18, 2018
Title CompanyPARADISE TITLE/STATE AUGUSTINE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,697.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3925 S FRANCIS RD ST AUGUSTINE FL 320920769, ST AUGUSTINE, FL 32092-0769

Mortgage

Document Number45500253
DateMay 22, 2018
Book Page004550/000253
Instrument34957
Lender
NameANASTASIA FIN INC
AddressSAINT AUGUSTINE, FL 32080-4630
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term84 Months
DueMay 21, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 3895 S Francis Rd, #A was $6,171.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,927,253 (-0.05%) Land $1,227,600 Building $699,653$1,927,253 (-1.25%) Land $1,227,600 Building $699,653
2025$6,171.00$1,928,172 (-0.89%)$1,951,717 (-3.53%) Land $1,227,600 Building $724,117
2024Disabled Person's exemption Veteran's exemption$1,945,579 (+299.64%)$2,023,176 (+294.39%) Land $1,227,600 Building $795,576
2023$6,886.00 (-0.94%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$486,829 (-1.7%)$512,984 (+0.4%) Land $168,000 Building $344,984
2022$6,951.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$495,266$510,945 Land $168,000 Building $342,945

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3895 S Francis Rd, #A in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 74 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies74 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3895 S Francis Rd, #A is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 70% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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