St. Johns County property record for 4060 S Francis Rd, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 936 sqft · built 2004 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Sep 2014) |
| Tax Bill | $2,245 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Apr 2018 Loan Modification |
| Flood Zone | Zone AE (high risk) |
| APN | 028240-0805 |
| Primary APN | 028240-0805 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Type | Carport |
| Garage Area | 560 sqft |
| Carport | Carport |
| Carport Area | 560 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 144 sqft |
| Patio Area | 49 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4060 S FRANCIS RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-0751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OR |
| Legal Description | 8-1E ANTONIO HUERTAS GRANT SUB SEC 8 PT OF E1/4 OF NE1/4 & PT OF NE1/4 OF SE1/4 LYING E OF FRANCIS RD & PT OF SEC 23 286.41FT ON RD OR3934/1940 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | ANTONIO HUERTAS GRANT SUB |
| Legal Phase | 8,23 |
| Legal Lot Number | 8-1E |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20906 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4060 S FRANCIS RD, SAINT AUGUSTINE, FL 32092-0751 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 19, 2020 | Deed of Trust, Mortgage · Conventional with PMI VYSTAR CU |
| Apr 16, 2018 | Loan Modification, Mortgage · Conventional Mortgage THOMASVILLE NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 26, 2014 · Amount on Record |
| Deed Sale | Sep 26, 2014 · Amount on Record |
| Prior Sale | Oct 22, 2003 · Amount on Record |
| Deed Document Number | 201456497 |
| Deed Book / Page | 3934 / 1940 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 4060 S FRANCIS RD, SAINT AUGUSTINE, FL 32092-0751 |
| Document Number | 0049100594 |
| Instrument Date | Mar 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4060 S FRANCIS RD ST AUGUSTINE FL 320920751, ST AUGUSTINE, FL 32092-0751 |
| Document Number | 0049100594 |
|---|---|
| Date | Mar 26, 2020 |
| Book Page | 004910/000594 |
| Instrument | 24183 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 25, 2035 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 4060 S FRANCIS RD, SAINT AUGUSTINE, FL 32092-0751 |
| Document Number | 0045481147 |
| Instrument Date | Apr 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4060 S FRANCIS RD ST AUGUSTINE FL 320920751, ST AUGUSTINE, FL 32092-0751 |
| Document Number | 0045481147 |
|---|---|
| Date | May 17, 2018 |
| Book Page | 004548/001147 |
| Instrument | 34090 |
| Name | THOMASVILLE NAT'L BK |
|---|---|
| Type | Bank |
| Address | THOMASVILLE, GA 31799-1999 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | May 16, 2021 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $217,032 (-65.65%) | $477,180 (-57.92%) Land $302,925 Building $174,255 | |
| 2025 | $2,245.00 (-80.44%) | $631,801 (+225.7%) | $1,133,891 (+174.24%) Land $296,862 Building $837,029 |
| 2024 | $11,478.00 (+485.02%) | ||
| 2023 | $1,962.00 (+2.94%) Homeowner's exemption | $193,981 (+3.02%) | $413,464 (-1.37%) Land $103,553 Building $309,911 |
| 2022 | $1,906.00 Homeowner's exemption | $188,298 | $419,210 Land $103,467 Building $315,743 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 74 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 74 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
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