3825 S Francis Rd, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 3825 S Francis Rd, Saint Augustine, FL 32092

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,755 sqft · built 1998
Lot Size	1.01 acres (43,995 sqft)
Owner	Individual Name on Record
Last Sale	$142,000 (Feb 2019)
Tax Bill	$1,686 (2025)
Deeds & Mortgages	Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028427-0050`

Property Details

APN / Parcel Number

Primary APN	`028427-0050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,755 sqft Living Area
Gross Area	1,971 sqft
1st Floor Area	1,755 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,995 sqft (1.01 acres)
Porch	Finished Screened Porch
Porch Area	216 sqft
Deck Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3825 S FRANCIS RD
City	SAINT AUGUSTINE
State	FL
Zip	32092-0750
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	OR
Legal Description	8-16E ANTONIO HUERTAS GRANT SUB PT OF SW1/4 OF SE1/4 OF SEC 8 585.3FT ON SR16 X 392.39 FT ON FRANCIS RD(EX OR824/1128 & EX OR910/652)(EX OR941/909) OR4675/792
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	ANTONIO HUERTAS GRANT SUB
Legal Phase	8
Legal Lot Number	8-16E
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2009
Census Tract	20906

Owner

Source: St. Johns County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3825 S FRANCIS RD, SAINT AUGUSTINE, FL 32092-0750
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2019 · Amount on Record
Deed Sale	Feb 12, 2019 · Amount on Record
Prior Sale	Jul 1, 2016
Deed Document Number	20199790
Deed Book / Page	4679 / 792
Record Updated	Oct 29, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 12, 2019
Property Address	3825 S FRANCIS RD, SAINT AUGUSTINE, FL 32092-0750
Document Number	0046790792
Book / Page	004679 / 000792
Instrument Date	Jan 31, 2019
Instrument	9790
Transaction Type	Transfer
Record Updated	Feb 22, 2019
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$994.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3825 S FRANCIS RD ST AUGUSTINE FL 320920750, ST AUGUSTINE, FL 32092-0750

Mortgage

Document Number	46790794
Date	Feb 12, 2019
Book Page	004679/000794
Instrument	9791

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 11, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$135,466 (+3.71%)	$148,299 (+4.56%) Land $70,700 Building $77,599
2025	$1,686.00 (+13.69%) Homeowner's exemption	$130,621 (+8.23%)	$141,833 (+10.2%) Land $70,700 Building $71,133
2024	$1,483.00 (+4.29%)
2023	$1,422.00 (+25.51%) Homeowner's exemption	$120,685 (+10.33%)	$128,706 (+9.76%) Land $62,216 Building $66,490
2022	$1,133.00 Homeowner's exemption	$109,381	$117,266 Land $62,216 Building $55,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 74 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	74 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20