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3925 S Francis Rd, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 3925 S Francis Rd, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details1,867 sqft · built 1948
Lot Size17.3 acres (754,459 sqft)
OwnerIndividual Name on File
Last Sale$829,000 (May 2018)
Tax Bill$4,850 (2023)
Deeds & MortgagesMay 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0284000000

Property Details

APN / Parcel Number

Primary APN0284000000

Interior

Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,867 sqft Heated Area
Gross Area1,917 sqft
1st Floor Area1,104 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1993
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area754,459 sqft (17.3 acres)
PorchOpen Porch
Porch Area50 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Old Parcel Number0284000000
Street Address3925 S FRANCIS RD
CitySAINT AUGUSTINE
StateFL
Zip32092-0769
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOR
Legal Description8-14 ANTONIO HUERTAS GRANT SUB N1/2 OF NW1/4 OF SE1/4 OF SEC 8 (EX 5.5AC IN NW COR TO WOLFE IN DB351/37) OR4550/214
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionANTONIO HUERTAS GRANT SUB
Legal Phase8
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2009
Census Tract20906

Owner

3925 S Francis Rd is owned and occupied by an individual who bought it in May 2018.

Source: St. Johns County records, as of February 9, 2024

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address3925 S FRANCIS RD, SAINT AUGUSTINE, FL 32092-0769
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 22, 2018 · Amount on File
Deed SaleMay 22, 2018 · Amount on File
Deed Document Number2018034951
Deed Book / Page4550 / 0214
Record UpdatedJun 7, 2026

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMay 22, 2018
Property Address3925 S FRANCIS RD, SAINT AUGUSTINE, FL 32092-0769
Document Number0045500214
Book / Page4550 / 0214
Instrument DateMay 17, 2018
Instrument2018034951
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyPARADISE TITLE OF ST AGUSTIJ

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address3925 S FRANCIS RD, SAINT AUGUSTINE, FL 32092-0769

Mortgage

Document Number2018034952
DateMay 22, 2018
Instrument2018034952
Lender
NameCENTERSTATE BANK OF FLORIDA NA
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueJun 1, 2048
Interest
Rate TypeAdjustable Rate
Rate4.37%
Type Change DateJun 1, 2025
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change6.37%
Index1-Year CMT
Max Rate10.3%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,850.00 (+2.67%)$362,152 (+3.27%) Land $70,411 Building $291,741$712,381 (+1.59%) Land $70,411 Building $641,970
2022$4,724.00$350,700 Land $70,105 Building $280,595$701,235

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3925 S Francis Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 74 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies74 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3925 S Francis Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 70% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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