3903 Packard Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3903 Packard Ave, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Prefabricated > Mobile Home
Bedrooms4 Beds
Bathrooms2 Baths
Architecture StyleMobile/Manufactured
Year BuiltBuilt 2001
Square Footage2,280 sqft Heated Area
Lot Size51,836 sqft (1.19 acres)
OccupancyOwner Occupied
Tax Bill$973.00 (2025)

Property Details

APN / Parcel Number

Primary APN98548
Alternative APN
  • 312631331700010020

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,280 sqft Heated Area
1st Floor2,280 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2001
Architectural StyleMobile/Manufactured Style
Exterior MaterialVinyl Exterior
Foundation TypePier/Post & Beam Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area51,836 sqft (1.19 acres)
FenceFence
Shed1 Shed
Shed Area140 sqft Shed

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number98548
Street Address3903 PACKARD AVE
CitySAINT CLOUD
StateFL
Zip34772-7372
Property UsageResidential Property Usage
TypeResidential > Prefabricated > Mobile Home
Legal DescriptionHAWKS VIEW PB 8 PG 183 LOT 2
Legal Range31E
Legal Township26S
Legal Section31
Legal SubdivisionHAWKS VIEW
Legal Tract3317
Legal Block1
Legal Lot Number2
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1011
Census Tract43205

Owner

Source: Osceola County records · APN 98548

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3903 PACKARD AVE # 7, 7, SAINT CLOUD, FL 34772-7372
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 17, 2006
Deed SaleMar 17, 2006
Deed Book / Page01950 / 02458
Prior Transfer DateOct 31, 2001
Prior Transfer Doc0195002458
Record RefreshedJun 08, 2026

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address3903 PACKARD AVE, SAINT CLOUD, FL 34772-7372
Document Number0053390563
Instrument DateMay 04, 2018
Transaction TypeMortgage
Record UpdatedJun 19, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 701759 ST CLOUD FL 347701759, ST CLOUD, FL 34770-1759

Mortgage

Document Number0053390563
DateMay 24, 2018
Book Page005339/000563
Instrument81649
Lender
NameWELLS FARGO BK
TypeBank
AddressFORT MILL, SC 29715
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term396 Months
DueMay 23, 2051
Interest
Rate2%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$973.00 (+12.23%) Homeowner's exemption Senior Citizen's exemption$65,408 (+5.99%)$242,600 (+19.68%) Land $66,000 Building $176,600
2023$867.00 (+6.77%) Homeowner's exemption Senior Citizen's exemption$61,714 (+3%)$202,700 (+29.03%) Land $41,800 Building $160,900
2022$812.00 Homeowner's exemption Senior Citizen's exemption$59,917$157,100 Land $41,800 Building $115,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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