3890 E Main St, Saint Charles, IL 60174 Property Records

Kane County property record for 3890 E Main St, Saint Charles, IL 60174 · Last verified July 2026

Property Summary

Property Type	Commercial
Lot Size	0.221 acres (9,629 sqft)
Owner	2 Company Names on File
Last Sale	$14,500 (Mar 2020)
Tax Bill	$4,681 (2025)
Deeds & Mortgages	Sep 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`09-25-276-003`

Property Details

APN / Parcel Number

Primary APN	`09-25-276-003`

Exterior

Lot Area	9,629 sqft (0.221 acres)

Location & Zoning

Street Address	E MAIN ST
City	ST CHARLES
State	IL
Zip	60174
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	MAP AREA: 158-BANKS
Legal Subdivision	ILLINOIS ROUTE 64-SMITH ROAD S
Legal Block	2
Legal Lot Number	2
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	2
Census Block	2014
Census Tract	852004

Owner

Source: Kane County records · APN 09-25-276-003

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	111 W MONROE ST, CHICAGO, IL 60603-4096
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 19, 2020 · Amount on Record
Deed Sale	Mar 19, 2020 · Amount on Record
Prior Sale	Sep 27, 2017 · Amount on Record
Deed Document Number	202014315
Record Updated	Sep 20, 2026

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Sep 27, 2017
Property Address	3890 E MAIN ST, SAINT CHARLES, IL 60174-2411
Document Number	0000050693
Instrument Date	Sep 22, 2017
Instrument	50693
Transaction Type	Transfer
Record Updated	Oct 23, 2017
Title Company	STEWART TITLE, STEWART TITLE NTS-CHICAGO

Transaction

Amount	Amount Recorded
Tax	$5,400.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	553 MARBLEHEAD LN WALNUT CREEK CA 945983911, WALNUT CREEK, CA 94598-3911

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,681.00 (-9.32%)
2024		$66,754 (+4.4%) Land $66,754	$200,342 (+4.44%) Land $200,342
2022	$5,162.00 (+3.86%)	$63,942 (+4.91%) Land $63,942	$191,826 (+4.91%) Land $191,826
2021	$4,970.00	$60,949 Land $60,949	$182,847 Land $182,847

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898520042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force 2 of 2 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.