3869-3873 E Main St, Saint Charles, IL 60174 Property Records

Kane County property record for 3869-3873 E Main St, Saint Charles, IL 60174

Property Summary

Property Type	Commercial
Details	20,421 sqft · built 2007
Lot Size	3.83 acres (166,835 sqft)
Owner	2 Trust Names on File
Last Sale	$7,850,000 (Jun 2025)
Tax Bill	$80,522 (2025)
Deeds & Mortgages	Jun 2018 Sale May 2018 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`09-25-426-040`

Property Details

APN / Parcel Number

Primary APN	`09-25-426-040`

Interior

Stories	1 Story
Building Area	20,421 sqft Gross Area
1st Floor Area	20,421 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	166,835 sqft (3.83 acres)

Location & Zoning

Street Address	3869 E MAIN ST, 3873
City	SAINT CHARLES
State	IL
Zip	60174
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	EAST GATE COMMONS SECOND RESUB LT 3
Legal Subdivision	EAST GATE COMMONS SECOND RESUB
Legal Block	4
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	4
Census Block	4000
Census Tract	852002

Owner

3869-3873 E Main St is held in a trust since June 2025.

Source: Kane County records, as of July 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	10582 LINDBROOK DR, LOS ANGELES, CA 90024-3326
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2018	Grant Deed, Transfer ATTORNEY ONLY
May 17, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2025 · Amount on File
Deed Sale	Jun 23, 2025 · Amount on File
Prior Sale	May 17, 2018 · Amount on File
Deed Document Number	202522918
Record Updated	Sep 20, 2026

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Jun 12, 2018
Property Address	3869-3873 E MAIN ST, ST CHARLES, IL 60174
Document Number	0000027414
Instrument Date	May 17, 2018
Instrument	27414
Transaction Type	Transfer
Record Updated	Jun 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$4,500.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	18881 VON KARMAN AVE #800 IRVINE CA 926121571, 800, IRVINE, CA 92612-1571

May 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KANE IL
Recording Date	May 17, 2018
Property Address	3869-3873 E MAIN ST, ST CHARLES, IL 60174
Document Number	0000022930
Instrument Date	Mar 9, 2016
Instrument	22930
Transaction Type	Foreclosure
Record Updated	May 31, 2018

Transaction

Amount	Amount on Record
Tax	$4,650.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3869-3873 E MAIN ST ST CHARLES IL 60174, ST CHARLES, IL 60174

Tax Assessment & Valuation

The 2025 property tax bill for 3869-3873 E Main St was $80,522.

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$80,522.00
2024		$1,055,864 Land $497,167 Building $558,697	$3,168,860 Land $1,492,098 Building $1,676,762
2022	$59,649.00 (+1.42%)	$737,566 (+2.45%) Land $554,096 Building $183,470	$2,212,698 (+2.45%) Land $1,662,288 Building $550,410
2021	$58,814.00	$719,928 Land $528,163 Building $191,765	$2,159,784 Land $1,584,489 Building $575,295

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3869-3873 E Main St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (1994–2020)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3869-3873 E Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES serves 33,081 people · EPA ID IL0894830
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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