3880 E Main St, Saint Charles, IL 60174 Property Records

Kane County property record for 3880 E Main St, Saint Charles, IL 60174

Property Summary

Property Type	Commercial
Details	30,711 sqft · built 1995
Lot Size	3.04 acres (132,422 sqft)
Owner	Company Name on File
Last Sale	$2,575,000 (Jan 2026)
Tax Bill	$42,801 (2025)
Deeds & Mortgages	Jan 2026 Sale & Construction Loan Jan 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`09-25-276-005`

Property Details

APN / Parcel Number

Primary APN	`09-25-276-005`

Interior

Stories	1 Story
Building Area	30,711 sqft Gross Area
1st Floor Area	30,711 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	132,422 sqft (3.04 acres)

Location & Zoning

Street Address	3880 E MAIN ST
City	SAINT CHARLES
State	IL
Zip	60174-2411
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	CHARWILS SECOND RESUB LOT 1 (ALSO INCLUDES PARCEL 09-25-276-006) - WHEN TRACKING ANY PARCELS IN THE CHARLESTOWNE CENTER MALL OR ANY OF THE QUADS IN ST CHARELS SUB OR RESUBS OR ANY CHARWILLS SUB OR RESUBS PAY CLOSE ATTENTION TO THE SUB PLAT DOCUMENT N
Legal Subdivision	CHARWILS SECOND RESUB
Legal Block	2
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	2
Census Block	2014
Census Tract	852004

Owner

Source: Kane County assessment roll, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1309 SHAGBARK DR, DES PLAINES, IL 60018-1655
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Special Warranty Deed, Construction Loan · Construction Mortgage GREENSTATE CU
Jan 8, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 16, 2026 · Amount on Record
Deed Sale	Jan 16, 2026 · Amount on Record
Prior Sale	Sep 19, 2024 · Amount on Record
Deed Document Number	20262155
Prior Transfer Date	Dec 21, 2005
Prior Transfer Doc	0000155104
Record Updated	Sep 20, 2026

January 2026: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 16, 2026
Property Address	3880 E MAIN ST, ST CHARLES, IL 60174-2411
Document Number	0000002155
Instrument Date	Jan 7, 2026
Instrument	2026K002155
Transaction Type	Construction Loan
Record Updated	Jan 29, 2026
Title Company	UNKNOWN, FREEDOM TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2001 BUTTERFIELD RD # 1530, 1530, DOWNERS GROVE, IL 60515-1050

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 SHAGBARK DR, DES PLAINES, IL 60018-1655

Mortgage

Document Number	0000002156
Date	Jan 16, 2026
Instrument	2026K002156

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate	6.25%

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Jan 8, 2020
Property Address	3880 E MAIN ST, ST CHARLES, IL 60174-2411
Document Number	0000001075
Instrument Date	Dec 9, 2019
Instrument	1075
Transaction Type	Transfer
Record Updated	Jan 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,070.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1 OAKBROOK TER #600 OAKBROOK TERRACE IL 601814485, 600, OAKBROOK TERRACE, IL 60181-4485

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$42,801.00 (+16.89%)
2024	$36,618.00 (-8%)	$493,299 (+0.07%) Land $493,298 Building $1	$1,480,489 (+0.11%) Land $1,480,486 Building $3
2022	$39,802.00 (+3.86%)	$492,958 (+4.91%) Land $492,957 Building $1	$1,478,874 (+4.91%) Land $1,478,871 Building $3
2021	$38,322.00	$469,887 Land $469,886 Building $1	$1,409,661 Land $1,409,658 Building $3

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES serves 33,081 people · EPA ID IL0894830
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: T-Mobile USA, Verizon.

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