Kane County property record for 3895 E Main St, Saint Charles, IL 60174 · Last verified July 2026
| Property Type | Commercial |
|---|---|
| Details | 6,553 sqft · built 2002 |
| Lot Size | 1.45 acres (63,162 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $3,100,000 (Nov 2014) |
| Tax Bill | $38,415 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-25-426-043 |
| Primary APN | 09-25-426-043 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 6,553 sqft Gross Area |
| 1st Floor Area | 6,553 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Lot Area | 63,162 sqft (1.45 acres) |
| Street Address | 3895 E MAIN ST |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-2424 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | PLAT OF RESUB EAST GATE COMMONS LOT # 6 (EX PT FOR RD DESC IN 11EDK87) |
| Legal Subdivision | RESUB EAST GATE COMMONS |
| Legal Block | 4 |
| Legal Lot Number | 6 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 852002 |
Source: Kane County records · APN 09-25-426-043
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 2001 SPRING RD, 400, OAK BROOK, IL 60523-1903 |
| Owner Type | Company |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 26, 2014 · Amount on Record |
| Deed Sale | Nov 26, 2014 · Amount on Record |
| Prior Sale | Jan 12, 2012 · Amount on Record |
| Deed Document Number | 201459899 |
| Prior Transfer Date | Nov 24, 2014 |
| Prior Transfer Doc | 0000059899 |
| Record Updated | Sep 20, 2026 |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $38,415.00 (-13.03%) | ||
| 2024 | $527,027 (-3.5%) Land $376,340 Building $150,687 | $1,581,714 (-3.46%) Land $1,129,472 Building $452,242 | |
| 2022 | $44,169.00 (+3.86%) | $546,155 (+4.91%) Land $335,547 Building $210,608 | $1,638,465 (+4.91%) Land $1,006,641 Building $631,824 |
| 2021 | $42,529.00 | $520,594 Land $319,843 Building $200,751 | $1,561,782 Land $959,529 Building $602,253 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898520024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 10 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (1994–2020) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | May 2020, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 28 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Xfinity | Cable | 2,000 / 250 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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