Kane County property record for 3879 E Main St, Saint Charles, IL 60174
| Property Type | Commercial |
|---|---|
| Details | 3,586 sqft · built 2003 |
| Lot Size | 1.27 acres (55,321 sqft) |
| Owner | Individual Name on File |
| Last Sale | $2,600,000 (Jun 2024) |
| Tax Bill | $38,787 (2025) |
| Deeds & Mortgages | Jul 2026 Transfer Apr 2026 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-25-426-020 |
| Primary APN | 09-25-426-020 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 3,586 sqft Gross Area |
| 1st Floor Area | 3,586 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 55,321 sqft (1.27 acres) |
| Street Address | 3879 E MAIN ST |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-2424 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | PLAT OF RESUB EAST GATE COMMONS LOT # 5 |
| Legal Subdivision | RESUB EAST GATE COMMONS |
| Legal Block | 4 |
| Legal Lot Number | 5 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 852002 |
Source: Kane County records · APN 09-25-426-020
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3071 SUNNYSIDE ST, STOUGHTON, WI 53589-2846 |
| Owner Type | Individual |
| Vesting | Widow or Widower |
| Date | Document |
|---|---|
| Jul 01, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 23, 2026 | Quit Claim Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE |
| Jan 26, 2022 | Special Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE |
| Nov 01, 2021 | Special Warranty Deed, Transfer · Commercial Mortgage BYLINE BANK |
| Mar 03, 2017 | Grant Deed, Transfer · Line of Credit INLAND BK&TR |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 10, 2024 · Amount on Record |
| Deed Sale | Jun 10, 2024 · Amount on Record |
| Prior Sale | Nov 01, 2021 · Amount on Record |
| Deed Document Number | 202419682 |
| Last Transfer Date | Apr 20, 2026 |
| Transfer Doc | 0000016483 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 01, 2026 |
| Property Address | 3879 E MAIN ST, SAINT CHARLES, IL 60174-2424 |
| Document Number | 0000027483 |
| Instrument Date | Jun 01, 2026 |
| Instrument | 202627483 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3071 SUNNYSIDE ST, STOUGHTON, WI 53589-2846 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 23, 2026 |
| Property Address | 3879 E MAIN ST, SAINT CHARLES, IL 60174-2424 |
| Document Number | 0000016483 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 202616483 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3071 SUNNYSIDE ST, STOUGHTON, WI 53589-2846 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 26, 2022 |
| Property Address | 3879 E MAIN ST, ST CHARLES, IL 60174-2424 |
| Document Number | 0000005167 |
| Map Reference | DOC 2002K076917 |
| Instrument Date | Oct 08, 2021 |
| Instrument | 2022K005167 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 161 N CLARK ST STE 1600, 1600, CHICAGO, IL 60601-3338 |
| Mail Care Of | MITCHELL M ISEBERG AND ASSOCIATES LTD |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 01, 2021 |
| Property Address | 3879 E MAIN ST, ST CHARLES, IL 60174-2424 |
| Document Number | 0000082429 |
| Map Reference | DOC 2002K076917 |
| Instrument Date | Oct 08, 2021 |
| Instrument | 2021K082429 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,339.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000082430 |
|---|---|
| Date | Nov 01, 2021 |
| Instrument | 2021K082430 |
| Name | BYLINE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 03, 2017 |
| Property Address | 3879 E MAIN ST, ST CHARLES, IL 60174-2424 |
| Document Number | 0000011490 |
| Instrument Date | Feb 27, 2017 |
| Instrument | 11490 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,000.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 11900 FREEMAN RD HUNTLEY IL 601428023, HUNTLEY, IL 60142-8023 |
| Document Number | 11491 |
|---|---|
| Date | Mar 03, 2017 |
| Instrument | 11491 |
| Name | INLAND BK&TR |
|---|---|
| Type | Bank |
| Address | 2805 BUTTERFIELD RD # 200, OAK BROOK, IL 60523-1170 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $38,787.00 (+2.54%) | ||
| 2024 | $37,828.00 (-1.86%) | $508,607 (+6.71%) Land $288,610 Building $219,997 | $1,526,432 (+6.76%) Land $866,176 Building $660,255 |
| 2022 | $38,544.00 (+3.85%) | $476,608 (+4.91%) Land $257,324 Building $219,284 | $1,429,824 (+4.91%) Land $771,972 Building $657,852 |
| 2021 | $37,114.00 | $454,302 Land $245,281 Building $209,021 | $1,362,906 Land $735,843 Building $627,063 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (1994–2020) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
Based on FCC filings for 28 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CHARLES serves 33,081 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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