3881 Elder Rd S, West Bloomfield, MI 48324 Property Records

Oakland County property record for 3881 Elder Rd S, West Bloomfield, MI 48324

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,510 sqft · built 1991
Lot Size	0.379 acres (16,509 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Jun 2013)
Tax Bill	$4,412 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`X-18-18-226-031`

Property Details

APN / Parcel Number

Primary APN	`X-18-18-226-031`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,510 sqft Living Area
1st Floor Area	2,026 sqft
Basement Area	2,019 sqft
Finished Basement	2,019 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Lot Area	16,509 sqft (0.379 acres)
Lot Dimensions	165 ft deep x 100 ft wide
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	43 sqft
Deck Area	738 sqft
Patio Area	738 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3881 ELDER RD S
City	WEST BLOOMFIELD
State	MI
Zip	48324-2571
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T2N, R9E, SEC 18 WHISPERING WOODS SUB LOT 38 2-1-89 FR 002
Legal Range	09E
Legal Township	02N
Legal Section	18
Legal Subdivision	WHISPERING WOODS SUB
Legal Lot Number	2,38
Jurisdiction	OAKLAND MI
Township / Civil Division	WEST BLOOMFIELD
Census Block Group	6
Census Block	6000
Census Tract	156200

Owner

3881 Elder Rd S is owned and occupied by two individuals who bought it in June 2013.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3881 ELDER RD S, WEST BLOOMFIELD, MI 48324-2571
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2013 · Amount on File
Deed Sale	Jun 18, 2013 · Amount on File
Prior Sale	Jul 30, 2008 · Amount on File
Deed Document Number	2013161592
Deed Book / Page	45938 / 765
Prior Transfer Date	Feb 19, 1996
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3881 ELDER RD S, WEST BLOOMFIELD, MI 48324-2571
Transaction Type	Mortgage
Record Updated	Jul 8, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3881 ELDER RD S, WEST BLOOMFIELD, MI 48324-2571

Mortgage

Document Number	0000158781
Date	Jun 22, 2021
Book Page	56437/873
Instrument	158781

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 3881 Elder Rd S was $4,412 with a homeowner's exemption, down 41.1% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	West Bloomfield Charter Township
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,412.00 (-41.11%) Homeowner's exemption	$295,270 Land $30,650 Building $264,620	$590,540 Land $61,300 Building $529,240
2024	$7,492.00
2023			$485,080 Land $61,300 Building $423,780
2022	$6,525.00	$242,540 Land $30,650 Building $211,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3881 Elder Rd S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3881 Elder Rd S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST BLOOMFIELD TOWNSHIP serves 49,479 people · EPA ID MI0006975
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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