3876 Elder Rd S, West Bloomfield, MI 48324 Property Records

Oakland County property record for 3876 Elder Rd S, West Bloomfield, MI 48324

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,207 sqft · built 1994
Lot Size	0.539 acres (23,479 sqft)
Owner	Individual Name on Record
Last Sale	$760,000 (Nov 2025)
Tax Bill	$6,313 (2025)
Deeds & Mortgages	May 2024 Line of Credit Nov 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`X-18-18-226-016`

Property Details

APN / Parcel Number

Primary APN	`X-18-18-226-016`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,207 sqft Living Area
1st Floor Area	2,710 sqft
Basement Area	2,089 sqft
Unfinished Basement	2,319 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Foundation Type	Raised
Roof Type	Hip
Lot Area	23,479 sqft (0.539 acres)
Lot Dimensions	234 ft deep x 100 ft wide
Garage Area	786 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3876 ELDER RD S
City	WEST BLOOMFIELD
State	MI
Zip	48324-2537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T2N, R9E, SEC 18 WHISPERING WOODS SUB LOT 23 2-1-89 FR 002
Legal Range	09E
Legal Township	02N
Legal Section	18
Legal Subdivision	WHISPERING WOODS SUB
Legal Lot Number	2,23
Jurisdiction	OAKLAND MI
Township / Civil Division	WEST BLOOMFIELD
Census Block Group	6
Census Block	6000
Census Tract	156200

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6803 NAPOLEON RD, JACKSON, MI 49201-8546
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2024	Deed of Trust, Mortgage · Line of Credit DFCU FINANCIAL
Nov 14, 2025	Warranty Deed, Transfer · Conventional Mortgage LENDSURE MORTGAGE CORP
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT BANK
Apr 10, 2019	Warranty Deed, Transfer LAKE MI CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2025 · Amount on Record
Deed Sale	Nov 14, 2025 · Amount on Record
Prior Sale	Apr 10, 2019 · Amount on Record
Deed Document Number	2025143698
Deed Book / Page	60701 / 563
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3876 ELDER RD S, WEST BLOOMFIELD, MI 48324-2537
Transaction Type	Mortgage
Record Updated	Dec 22, 2025
Title Company	DFCU TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3876 ELDER RD S, WEST BLOOMFIELD, MI 48324-2537

Mortgage

Document Number	0000059036
Date	May 28, 2024
Book Page	59383/883
Instrument	59036

Lender

Name	DFCU FINANCIAL
Type	Credit Union
Address	DEARBORN, MI 48126

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Nov 14, 2025
Property Address	3876 ELDER RD S, WEST BLOOMFIELD, MI 48324-2537
Document Number	20250143698
Book / Page	60701 / 563
Map Reference	LB 205 PG 21-25
Instrument Date	Nov 4, 2025
Instrument	20250143698
Transaction Type	Transfer
Record Updated	Dec 22, 2025
Title Company	CAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4907 PEGGY ST, WEST BLOOMFIELD, MI 48322-4446

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6803 NAPOLEON RD, JACKSON, MI 49201-8546
Investor	Possibly a Property Investor

Mortgage

Document Number	0006078182
Date	Nov 14, 2025
Instrument	60781/82

Lender

Name	LENDSURE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3876 ELDER RD S, WEST BLOOMFIELD, MI 48324-2537
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3876 ELDER RD S, WEST BLOOMFIELD, MI 48324-2537

Mortgage

Document Number	0000201766
Date	Oct 1, 2020
Book Page	54924/34
Instrument	201766

Lender

Name	PARAMOUNT BANK
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2040

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 10, 2019
Property Address	3876 ELDER RD S, WEST BLOOMFIELD, MI 48324-2537
Document Number	0000055226
Book / Page	052722 / 000151
Instrument Date	Apr 5, 2019
Instrument	55226
Transaction Type	Transfer
Record Updated	May 9, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,343.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3876 ELDER RD S WEST BLOOMFIELD MI 483242537, WEST BLOOMFIELD, MI 48324-2537

Mortgage

Document Number	55231
Date	Apr 10, 2019
Book Page	052722/000160
Instrument	55231

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2049

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	West Bloomfield Charter Township
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,313.00 (-40.91%) Homeowner's exemption	$350,370 (+1.35%) Land $33,150 Building $317,220	$700,740 (+1.35%) Land $66,300 Building $634,440
2024	$10,683.00 (+8.88%) Homeowner's exemption	$345,720 (+20.93%)	$691,440 (+20.93%)
2023	$9,812.00 (+5.11%) Homeowner's exemption		$571,760 Land $66,300 Building $505,460
2022	$9,335.00	$285,880 Land $33,150 Building $252,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST BLOOMFIELD TOWNSHIP serves 49,479 people · EPA ID MI0006975
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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