3856 Elder Rd S, West Bloomfield, MI 48324 Property Records

Oakland County property record for 3856 Elder Rd S, West Bloomfield, MI 48324

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,114 sqft · built 1995
Lot Size	0.497 acres (21,649 sqft)
Owner	Individual Name on Record
Last Sale	$289,000 (May 2007)
Tax Bill	$3,529 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Feb 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`X-18-18-226-019`

Property Details

APN / Parcel Number

Primary APN	`X-18-18-226-019`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,114 sqft Living Area
1st Floor Area	2,017 sqft
Basement Area	1,704 sqft
Unfinished Basement	1,704 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Hip
Lot Area	21,649 sqft (0.497 acres)
Lot Dimensions	216 ft deep x 100 ft wide
Garage Area	714 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	62 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3856 ELDER RD S
City	WEST BLOOMFIELD
State	MI
Zip	48324-2537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T2N, R9E, SEC 18 WHISPERING WOODS SUB LOT 26 2-1-89 FR 002
Legal Range	09E
Legal Township	02N
Legal Section	18
Legal Subdivision	WHISPERING WOODS SUB
Legal Lot Number	2,26
Jurisdiction	OAKLAND MI
Township / Civil Division	WEST BLOOMFIELD
Census Block Group	6
Census Block	6000
Census Tract	156200

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3856 ELDER RD S, WEST BLOOMFIELD, MI 48324-2537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Feb 2, 2022	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Apr 13, 2021	Deed of Trust, Mortgage QUICKEN LOANS LLC
Jun 20, 2017	Deed of Trust, Mortgage · Line of Credit COMERICA BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2007 · Amount on Record
Deed Sale	May 22, 2007 · Amount on Record
Prior Sale	Aug 15, 2006 · Amount on Record
Deed Document Number	2007119394
Deed Book / Page	39161 / 294
Prior Transfer Date	Dec 9, 2006
Prior Transfer Doc	0000300855
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3856 ELDER RD S, WEST BLOOMFIELD, MI 48324-2537
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3856 ELDER RD S, WEST BLOOMFIELD, MI 48324-2537

Mortgage

Document Number	0000119724
Date	Sep 24, 2025
Book Page	60549/423
Instrument	119724

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3856 ELDER RD S, WEST BLOOMFIELD, MI 48324-2537
Transaction Type	Mortgage
Record Updated	Apr 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3856 ELDER RD S, WEST BLOOMFIELD, MI 48324-2537

Mortgage

Document Number	0000310849
Date	Feb 2, 2022
Book Page	57393/60
Instrument	310849

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 17, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3856 ELDER RD S, WEST BLOOMFIELD, MI 48324-2537
Transaction Type	Mortgage
Record Updated	May 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3856 ELDER RD S, WEST BLOOMFIELD, MI 48324-2537

Mortgage

Document Number	0000099968
Date	Apr 13, 2021
Book Page	56058/195
Instrument	99968

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	356 Months
Due	Dec 1, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3856 ELDER RD S, WEST BLOOMFIELD, MI 48324-2537
Document Number	0000050800
Instrument Date	Jun 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3856 ELDER RD S WEST BLOOMFIELD MI 483242537, WEST BLOOMFIELD, MI 48324-2537

Mortgage

Document Number	0000050800
Date	Jun 23, 2017
Book Page	000840/121700
Instrument	50800

Lender

Name	COMERICA BK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	West Bloomfield Charter Township
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,529.00 (-41.26%) Homeowner's exemption	$252,390 (+21.27%) Land $33,150 Building $219,240	$504,780 (+21.27%) Land $66,300 Building $438,480
2024	$6,008.00 (+15.14%)
2023			$416,240 Land $66,300 Building $349,940
2022	$5,218.00	$208,120 Land $33,150 Building $174,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST BLOOMFIELD TOWNSHIP serves 49,479 people · EPA ID MI0006975
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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