3862 Elder Rd S, West Bloomfield, MI 48324 Property Records

Oakland County property record for 3862 Elder Rd S, West Bloomfield, MI 48324

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,678 sqft · built 1994
Lot Size	0.567 acres (24,699 sqft)
Owner	2 Individual Names on File
Last Sale	$497,900 (Jul 2018)
Tax Bill	$5,860 (2025)
Deeds & Mortgages	Oct 2025 Transfer Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`X-18-18-226-018`

Property Details

APN / Parcel Number

Primary APN	`X-18-18-226-018`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,678 sqft Living Area
1st Floor Area	2,305 sqft
Basement Area	1,752 sqft
Finished Basement	1,752 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Hip
Lot Area	24,699 sqft (0.567 acres)
Lot Dimensions	247 ft deep x 100 ft wide
Garage Area	643 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	26 sqft
Deck Area	571 sqft
Patio Area	571 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3862 ELDER RD S
City	WEST BLOOMFIELD
State	MI
Zip	48324-2537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T2N, R9E, SEC 18 WHISPERING WOODS SUB LOT 25 2-1-89 FR 002
Legal Range	09E
Legal Township	02N
Legal Section	18
Legal Subdivision	WHISPERING WOODS SUB
Legal Lot Number	2,25
Jurisdiction	OAKLAND MI
Township / Civil Division	WEST BLOOMFIELD
Census Block Group	6
Census Block	6000
Census Tract	156200

Owner

3862 Elder Rd S is owned and occupied by two individuals who bought it in July 2018.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3862 ELDER RD S, WEST BLOOMFIELD, MI 48324-2537
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Intrafamily Transfer, Transfer
Oct 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage SIMPLE HM LNDG LLC
Jul 12, 2018	Warranty Deed, Transfer · Conventional Mortgage TOTAL HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2018 · Amount on File
Deed Sale	Jul 12, 2018 · Amount on File
Prior Sale	Jun 16, 2014 · Amount on File
Deed Document Number	2018115632
Deed Book / Page	51990 / 758
Prior Transfer Date	Dec 24, 2012
Prior Transfer Doc	0000027181
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Oct 20, 2025
Property Address	3862 ELDER RD S, WEST BLOOMFIELD, MI 48324-2537
Document Number	0000133185
Book / Page	60638 / 537
Instrument Date	Oct 18, 2025
Instrument	133185
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3862 ELDER RD S, WEST BLOOMFIELD, MI 48324-2537

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3862 ELDER RD S, WEST BLOOMFIELD, MI 48324-2537

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3862 ELDER RD S, WEST BLOOMFIELD, MI 48324-2537
Document Number	0000171671
Instrument Date	Oct 2, 2019
Transaction Type	Mortgage
Record Updated	Nov 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3862 ELDER RD S WEST BLOOMFIELD MI 483242537, WEST BLOOMFIELD, MI 48324-2537

Mortgage

Document Number	0000171671
Date	Oct 16, 2019
Book Page	053385/000245
Instrument	171671

Lender

Name	SIMPLE HM LNDG LLC
Address	SHELBY TOWNSHIP, MI 48315

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 12, 2018
Property Address	3862 ELDER RD S, WEST BLOOMFIELD, MI 48324-2537
Document Number	0000115632
Book / Page	051990 / 000758
Instrument Date	Jul 5, 2018
Instrument	115632
Transaction Type	Transfer
Record Updated	Jul 31, 2018
Title Company	CISLO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,281.94
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	368 ARM ARBOR TRL PLYMOUTH MI 48170, PLYMOUTH, MI 48170

Mortgage

Document Number	115633
Date	Jul 12, 2018
Book Page	051990/000760
Instrument	115633

Lender

Name	TOTAL HM LNDG
Address	STERLING, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 11, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3862 Elder Rd S was $5,860 with a homeowner's exemption, down 38.9% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	West Bloomfield Charter Township
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,860.00 (-38.91%) Homeowner's exemption	$312,010 (+1.48%) Land $34,650 Building $277,360	$624,020 (+1.48%) Land $69,300 Building $554,720
2024	$9,592.00 (+8.98%) Homeowner's exemption	$307,470	$614,940 (+19.89%)
2023	$8,802.00 (+5.11%) Homeowner's exemption		$512,900 Land $69,300 Building $443,600
2022	$8,374.00	$256,450 Land $34,650 Building $221,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3862 Elder Rd S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3862 Elder Rd S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST BLOOMFIELD TOWNSHIP serves 49,479 people · EPA ID MI0006975
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

Nearby Properties on Elder Rd S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures