3859 Elder Rd S, West Bloomfield, MI 48324 Property Records

Oakland County property record for 3859 Elder Rd S, West Bloomfield, MI 48324

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,545 sqft · built 1996
Lot Size	0.668 acres (29,098 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (Jul 2013)
Tax Bill	$5,500 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`X-18-18-226-021`

Property Details

APN / Parcel Number

Primary APN	`X-18-18-226-021`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,545 sqft Living Area
1st Floor Area	3,580 sqft
Basement Area	3,225 sqft
Unfinished Basement	3,225 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Lot Area	29,098 sqft (0.668 acres)
Lot Dimensions	29,078 ft deep x 1 ft wide
Garage Area	702 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	55 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3859 ELDER RD S
City	WEST BLOOMFIELD
State	MI
Zip	48324-2571
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T2N, R9E, SEC 18 WHISPERING WOODS SUB LOT 28 2-1-89 FR 002
Legal Range	09E
Legal Township	02N
Legal Section	18
Legal Subdivision	WHISPERING WOODS SUB
Legal Lot Number	2,28
Jurisdiction	OAKLAND MI
Township / Civil Division	WEST BLOOMFIELD
Census Block Group	6
Census Block	6000
Census Tract	156200

Owner

3859 Elder Rd S is owned and occupied by two individuals who acquired it in October 2020.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3859 ELDER RD S, WEST BLOOMFIELD, MI 48324-2571
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MAGNOLIA BANK
Apr 30, 2019	Intrafamily Transfer, Transfer · Line of Credit LEVEL ONE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2013 · Amount on File
Deed Sale	Jul 12, 2013 · Amount on File
Deed Document Number	2013184800
Deed Book / Page	46054 / 766
Last Transfer Date	Oct 30, 2020
Transfer Doc	0000033631
Record Updated	Oct 29, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Feb 8, 2021
Property Address	3859 ELDER RD S, WEST BLOOMFIELD, MI 48324-2571
Document Number	0000033631
Book / Page	55655 / 383
Map Reference	LB 205 PG 21
Instrument Date	Oct 30, 2020
Instrument	33631
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3859 ELDER RD S, W BLOOMFIELD, MI 48324-2571

Mortgage

Document Number	0055655385
Date	Feb 8, 2021
Instrument	55655/385

Lender

Name	MAGNOLIA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Dec 1, 2035

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Apr 30, 2019
Property Address	3859 ELDER RD S, WEST BLOOMFIELD, MI 48324-2571
Document Number	0000067185
Book / Page	52782 / 00466
Map Reference	LB 205 PG 21
Instrument Date	Apr 25, 2019
Instrument	67185
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3859 ELDER RD S, WEST BLOOMFIELD, MI 48324-2571

Mortgage

Document Number	0000067454
Date	Apr 30, 2019
Instrument	67454

Lender

Name	LEVEL ONE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 25, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3859 Elder Rd S was $5,500 with a homeowner's exemption, down 41% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	West Bloomfield Charter Township
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,500.00 (-40.97%) Homeowner's exemption	$381,380 Land $36,450 Building $344,930	$762,760 Land $72,900 Building $689,860
2024	$9,318.00
2023			$622,280 Land $72,900 Building $549,380
2022	$8,134.00	$311,140 Land $36,450 Building $274,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3859 Elder Rd S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3859 Elder Rd S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST BLOOMFIELD TOWNSHIP serves 49,479 people · EPA ID MI0006975
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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