388 Ridgeway Dr, Morehead, KY 40351 Property Records

Rowan County property record for 388 Ridgeway Dr, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Details	built 1985
Owner	Individual Name on Record
Tax Bill	$175 (2023)
Deeds & Mortgages	Dec 2023 Sale Dec 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`022-00 00 020.30`

Property Details

APN / Parcel Number

Primary APN	`022-00 00 020.30`
Alternative APNs	`1863` `1907`

Exterior

Year Built	Built 1985

Location & Zoning

Street Address	388 RIDGEWAY DR
City	MOREHEAD
State	KY
Zip	40351-7958
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 53 & 1985 14X70 MH
Legal Subdivision	LAKEWOOD ACRES
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	3
Census Block	3010
Census Tract	950302

Owner

Source: Rowan County records, as of January 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	388 RIDGEWAY DR, MOREHEAD, KY 40351-7958
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Affidavit, Transfer
Dec 21, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2023
Deed Sale	Dec 21, 2023
Deed Document Number	2027157
Deed Book / Page	D290 / 280
Record Updated	Jun 8, 2026

December 2023: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	ROWAN KY
Recording Date	Dec 21, 2023
Property Address	388 RIDGEWAY DR, MOREHEAD, KY 40351-7958
Document Number	00D290/278
Book / Page	D290 / 278
Instrument Date	Nov 15, 2023
Instrument	2027156
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 NORMANDY RD, VERSAILLES, KY 40383-1700

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Dec 21, 2023
Property Address	388 RIDGEWAY DR, MOREHEAD, KY 40351-7958
Document Number	00D290/280
Book / Page	D290 / 280
Map Reference	CAB 1 SL 406
Instrument Date	Nov 15, 2023
Instrument	2027157
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	406 NORMANDY RD, VERSAILLES, KY 40383-1700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 RIDGEWAY DR, MOREHEAD, KY 40351-7958
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Disabled Person's exemption	$20,600 (-) Land $12,500 Building $8,100	$20,600 (-) Land $12,500 Building $8,100
2023	$175.00	$20,600 Land $12,500 Building $8,100	$20,600 Land $12,500 Building $8,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOREHEAD UTILITY PLANT BOARD serves 9,052 people · EPA ID KY1030292
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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