Rowan County property record for 250 Ridgeway Dr, Morehead, KY 40351
| Property Type | Single Family Home |
|---|---|
| Details | built 1995 |
| Owner | Individual Name on File |
| Last Sale | $34,000 (Jun 2012) |
| Tax Bill | $460 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 022-00 00 020.31 |
| Primary APN | 022-00 00 020.31 |
|---|---|
| Alternative APNs |
|
| Year Built | Built 1995 |
|---|
| Account Number | 5558 |
|---|---|
| Street Address | 250 RIDGEWAY DR |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-8930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT #54 LAKEWOOD AC & 1995 16X80 MH |
| Legal Lot Number | 54 |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 950302 |
250 Ridgeway Dr is owned by an individual who bought it in June 2012.
Source: Rowan County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 500 SUGAR LOAF MOUNTAIN RD, MOREHEAD, KY 40351-9177 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2012 · Amount on File |
| Deed Sale | Jun 18, 2012 · Amount on File |
| Deed Document Number | 378154 |
| Deed Book / Page | 244 / 350 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 250 RIDGEWAY DR, MOREHEAD, KY 40351-8930 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00A408/143 |
|---|---|
| Date | Aug 2, 2019 |
| Book Page | A408/143 |
| Instrument | 2000713 |
| Name | COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Address | WEST LIBERTY, KY 41472 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 95 Months |
| Due | Jul 20, 2027 |
The 2025 property tax bill for 250 Ridgeway Dr was $460.
Source: Rowan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $460.00 | $55,000 Land $15,000 Building $40,000 | $55,000 Land $15,000 Building $40,000 |
| 2023 | $468.00 | $55,000 Land $15,000 Building $40,000 | $55,000 Land $15,000 Building $40,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 250 Ridgeway Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Sep 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 250 Ridgeway Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOREHEAD UTILITY PLANT BOARD serves 9,052 people · EPA ID KY1030292 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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