211 Ridgeway Dr, Morehead, KY 40351 Property Records

Rowan County property record for 211 Ridgeway Dr, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Details	1,200 sqft · built 2010
Lot Size	0.86 acres (37,462 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Mar 2025)
Tax Bill	$1,330 (2025)
Deeds & Mortgages	Mar 2025 Sale & Mortgage Jul 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`022-00 00 020.20`

Property Details

APN / Parcel Number

Primary APN	`022-00 00 020.20`
Alternative APNs	`193` `918` `187`

Interior

Stories	1 Story
Building Area	1,200 sqft Living Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	37,462 sqft (0.86 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	187
Street Address	211 RIDGEWAY DR
City	MOREHEAD
State	KY
Zip	40351-8930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & REVISED LOT 49 B LAKEWOOD ACRES
Legal Subdivision	LAKEWOOD ACRES
Legal Lot Number	49
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	3
Census Block	3005
Census Tract	950302

Owner

Source: Rowan County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	211 RIDGEWAY DR, MOREHEAD, KY 40351-8930
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2025	Warranty Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE CORP
Jul 18, 2024	Quit Claim Deed, Transfer Quitclaim
Jul 17, 2023	Deed, Transfer · USDA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Jun 30, 2020	Deed, Transfer · Line of Credit BANK OF THE MOUNTAINS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2025 · Amount on Record
Deed Sale	Mar 28, 2025 · Amount on Record
Prior Sale	Jul 17, 2023 · Amount on Record
Deed Document Number	20252035806
Deed Book / Page	295 / 9
Prior Transfer Date	Jul 12, 2024
Prior Transfer Doc	00D292/403
Record Updated	Oct 29, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN KY
Recording Date	Mar 28, 2025
Property Address	211 RIDGEWAY DR, MOREHEAD, KY 40351-8930
Document Number	0000D295/9
Book / Page	D295 / 9
Instrument Date	Mar 21, 2025
Instrument	2035806
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	COMMUNITY LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	116 GROUSE HILL RD, MOREHEAD, KY 40351-8379

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 RIDGEWAY DR, MOREHEAD, KY 40351-8930

Mortgage

Document Number	0002035810
Date	Mar 28, 2025
Instrument	2035810

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

Mortgage

Document Number	00A479/316
Date	Mar 28, 2025
Book Page	A479/316
Instrument	2035831

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2035

July 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWAN KY
Recording Date	Jul 18, 2024
Property Address	211 RIDGEWAY DR, MOREHEAD, KY 40351-8930
Document Number	00D292/403
Book / Page	D292 / 403
Map Reference	FILE 2021
Instrument Date	Jul 12, 2024
Instrument	2031008
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	211 RIDGEWAY DR, MOREHEAD, KY 40351-8930

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 RIDGEWAY DR, MOREHEAD, KY 40351-8930

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Jul 17, 2023
Property Address	211 RIDGEWAY DR, MOREHEAD, KY 40351-8930
Document Number	00D288/391
Book / Page	D288 / 391
Instrument Date	Jul 10, 2023
Instrument	2023886
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$159.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	187 RIDGEWAY DR, MOREHEAD, KY 40351-7520

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	116 GROUSE HILL RD, MOREHEAD, KY 40351-8379

Mortgage

Document Number	0002023890
Date	Jul 17, 2023
Instrument	2023890

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Jun 30, 2020
Property Address	211 RIDGEWAY DR, MOREHEAD, KY 40351-8930
Document Number	000D276/75
Book / Page	D276 / 75
Map Reference	CAB 1 SL 406
Instrument Date	Jun 22, 2020
Instrument	2005441
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$55.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	211 RIDGEWAY DR, MOREHEAD, KY 40351-8930

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 RIDGEWAY DR, MOREHEAD, KY 40351-8930
Investor	Possibly a Property Investor

Mortgage

Document Number	0002005442
Date	Jun 30, 2020
Instrument	2005442

Lender

Name	BANK OF THE MOUNTAINS INC
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 22, 2040

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,330.00 (+136.65%)	$159,000 (+140.91%) Land $12,000 Building $147,000	$159,000 (+140.91%) Land $12,000 Building $147,000
2023	$562.00 (-1.4%)	$66,000 (-) Land $12,000 Building $54,000	$66,000 (-) Land $12,000 Building $54,000
2022	$570.00	$66,000 Land $12,000 Building $54,000	$66,000 Land $12,000 Building $54,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOREHEAD UTILITY PLANT BOARD serves 9,052 people · EPA ID KY1030292
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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