371 Ridgeway Dr, Morehead, KY 40351 Property Records

Rowan County property record for 371 Ridgeway Dr, Morehead, KY 40351

Property Summary

Property Type	Mobile Home
Details	1 ba · 1,280 sqft · built 1995
Lot Size	0.83 acres (36,173 sqft)
Owner	2 Individual Names on Record
Last Sale	$164,900 (Dec 2025)
Tax Bill	$837 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Feb 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`022-00 00 020.12`

Property Details

APN / Parcel Number

Primary APN	`022-00 00 020.12`
Alternative APNs	`8038` `8070` `1298`

Interior

Full Baths	1 Bath
Building Area	1,280 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Mobile Home
Lot Area	36,173 sqft (0.83 acres)

Location & Zoning

Account Number	1298
Street Address	371 RIDGEWAY DR
City	MOREHEAD
State	KY
Zip	40351-7958
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	1995 16X80 MH WITH ADDITION GARAGE & LOT LAKEWOOD ACRES
Legal Subdivision	LAKEWOOD ACRES
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	3
Census Block	3005
Census Tract	950302

Owner

Source: Rowan County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	391 TIMBERWOODS TRL, MOREHEAD, KY 40351-8927
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Feb 25, 2025	Deed, Transfer
Sep 24, 2021	Deed, Transfer
Mar 23, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2025 · Amount on Record
Deed Sale	Dec 30, 2025 · Amount on Record
Prior Sale	Feb 25, 2025 · Amount on Record
Deed Document Number	20252043041
Deed Book / Page	298 / 198
Prior Transfer Date	Aug 30, 2023
Prior Transfer Doc	0002024926
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN KY
Recording Date	Dec 30, 2025
Property Address	371 RIDGEWAY DR, MOREHEAD, KY 40351-7958
Document Number	00D298/198
Book / Page	D298 / 198
Map Reference	CAB 1 SL 308
Instrument Date	Dec 11, 2025
Instrument	2043041
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	EAGLE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	150 STONEBROOK DR, MOREHEAD, KY 40351-1846

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	391 TIMBERWOODS TRL, MOREHEAD, KY 40351-8927

Mortgage

Document Number	0002043043
Date	Dec 30, 2025
Instrument	2043043

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

February 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Feb 25, 2025
Property Address	371 RIDGEWAY DR, MOREHEAD, KY 40351-7958
Document Number	00D294/660
Book / Page	D294 / 660
Map Reference	CAB 1 SL 308
Instrument Date	Feb 18, 2025
Instrument	2035178
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Sep 24, 2021
Property Address	371 RIDGEWAY DR, MOREHEAD, KY 40351-7958
Document Number	00D281/383
Book / Page	D281 / 383
Map Reference	CAB 1 SL 308
Instrument Date	Sep 23, 2021
Instrument	2012337
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	391 TIMBERWOODS TRL, MOREHEAD, KY 40351-8927

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5720 NW 55TH AVE, OCALA, FL 34482-2785

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Mar 23, 2018
Property Address	371 RIDGEWAY DR, MOREHEAD, KY 40351-7958
Document Number	00D267/336
Book / Page	D267 / 336
Map Reference	CAB1 SL308
Instrument Date	Mar 23, 2018
Instrument	408761
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$60.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 TIMBERWOODS TRL, MOREHEAD, KY 40351-7968

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 TIMBERWOODS TRL, MOREHEAD, KY 40351-8927

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$837.00 (-1.76%)	$100,000 (-) Land $15,000 Building $85,000	$100,000 (-) Land $15,000 Building $85,000
2023	$852.00	$100,000 Land $15,000 Building $85,000	$100,000 Land $15,000 Building $85,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOREHEAD UTILITY PLANT BOARD serves 9,052 people · EPA ID KY1030292
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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