166 Ridgeway Dr, Morehead, KY 40351 Property Records

Rowan County property record for 166 Ridgeway Dr, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Details	1,628 sqft
Lot Size	0.46 acres (20,060 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Nov 2022)
Tax Bill	$1,807 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`022-00 00 020.32`

Property Details

APN / Parcel Number

Primary APN	`022-00 00 020.32`
Alternative APNs	`8712` `6953` `7360`

Interior

Stories	1 Story
Building Area	1,628 sqft Living Area

Exterior

Construction Type	Frame
Roof Material	Metal
Lot Area	20,060 sqft (0.46 acres)

Utilities, Heating & Cooling

Heating System	Oil
Heating Fuel	Electric

Location & Zoning

Account Number	7360
Street Address	166 RIDGEWAY DR
City	MOREHEAD
State	KY
Zip	40351-7520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE GAR,APT & LOTS 55& 56 MAP # 022-00 00 020.33
Legal Subdivision	LAKEWOOD ACRES
Legal Lot Number	55-56
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	3
Census Block	3010
Census Tract	950302

Owner

Source: Rowan County records, as of February 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	166 RIDGEWAY DR, MOREHEAD, KY 40351-7520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2022 · Amount on Record
Deed Sale	Nov 19, 2022 · Amount on Record
Prior Sale	Aug 12, 2011 · Amount on Record
Deed Document Number	20222020008
Deed Book / Page	286 / 59
Prior Transfer Date	Feb 9, 2016
Prior Transfer Doc	00D258/795
Record Updated	Jun 8, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Nov 19, 2022
Property Address	166 RIDGEWAY DR, MOREHEAD, KY 40351-7520
Document Number	000D286/59
Book / Page	D286 / 59
Map Reference	CAB I SL 406
Instrument Date	Oct 31, 2022
Instrument	2020007
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	166 RIDGEWAY DR, MOREHEAD, KY 40351-7520

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 RIDGEWAY DR, MOREHEAD, KY 40351-7520
Investor	Possibly a Property Investor

Mortgage

Document Number	0002020008
Date	Nov 19, 2022
Instrument	2020008

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,807.00 (-19.94%) Disabled Person's exemption	$265,000 (-) Land $30,000 Building $235,000	$265,000 (-) Land $30,000 Building $235,000
2023	$2,257.00	$265,000 Land $30,000 Building $235,000	$265,000 Land $30,000 Building $235,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOREHEAD UTILITY PLANT BOARD serves 9,052 people · EPA ID KY1030292
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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