3872 Cabo Rojo Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3872 Cabo Rojo Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,565 sqft · built 2019
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$282,600 (Aug 2019)
Tax Bill	$4,209 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`352630096500010960`

Property Details

APN / Parcel Number

Primary APN	`352630096500010960`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,565 sqft Heated Area
Gross Area	3,276 sqft
1st Floor Area	2,565 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Finished
Garage Area	681 sqft
Porch	Open Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3872 CABO ROJO DR
City	SAINT CLOUD
State	FL
Zip	34772-8372
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHALEYS CREEK PH 2 PB 25 PGS 95-101 LOT 96
Legal Range	30E
Legal Township	26S
Legal Section	35
Legal Subdivision	WHALEYS CREEK PH 1 2 & 3
Legal Phase	2
Legal Tract	965
Legal Lot Number	96
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2020
Census Tract	43304

Owner

Source: Osceola County records · APN 352630096500010960

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3872 CABO ROJO DR, SAINT CLOUD, FL 34772-8372
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 01, 2019 · Amount on Record
Deed Sale	Aug 01, 2019 · Amount on Record
Deed Document Number	2019099451
Deed Book / Page	5566 / 2103
Record Updated	Jun 08, 2026

August 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 01, 2019
Property Address	3872 CABO ROJO DR, SAINT CLOUD, FL 34772-8372
Document Number	0055662103
Book / Page	5566 / 2103
Map Reference	MB 25 PG 95
Instrument Date	Jul 30, 2019
Instrument	2019099451
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	CALATLANTIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,978.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2300 MAITLAND CENTER PKWY STE 320, 2300, MAITLAND, FL 32751-7412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3872 CABO ROJO DR, SAINT CLOUD, FL 34772-8372
Investor	Possibly a Property Investor

Mortgage

Document Number	0055662107
Date	Aug 01, 2019
Instrument	5566/2107

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,209.00 (+6.13%) Homeowner's exemption	$278,082 (+5.99%)	$415,800 (+3.38%) Land $70,000 Building $345,800
2023	$3,966.00 (+3.52%) Homeowner's exemption	$262,374 (+3%)	$402,200 (+10.28%) Land $65,000 Building $337,200
2022	$3,831.00 Homeowner's exemption	$254,733	$364,700 Land $60,000 Building $304,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.