Osceola County property record for 3867 Cabo Rojo Dr, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,979 sqft · built 2018 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $288,500 (Dec 2018) |
| Tax Bill | $5,315 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-26-30-0965-0001-1400 |
| Primary APN | 35-26-30-0965-0001-1400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,979 sqft Living Area |
| Gross Area | 2,907 sqft |
| 1st Floor Area | 1,979 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 438 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 490 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 3867 CABO ROJO DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8373 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHALEYS CREEK PH 2 PB 25 PGS 95-101 LOT 140 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 35 |
| Legal Subdivision | WHALEYS CREEK PH 2 |
| Legal Phase | 2 |
| Legal Block | 1400 |
| Legal Lot Number | 140 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 43304 |
Source: Osceola County records · APN 35-26-30-0965-0001-1400
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3867 CABO ROJO DR, SAINT CLOUD, FL 34772-8373 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 16, 2022 | Intrafamily Transfer, Transfer · Line of Credit FLAGSTAR BANK FSB |
| Dec 11, 2018 | Special Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 11, 2018 · Amount on Record |
| Deed Sale | Dec 11, 2018 · Amount on Record |
| Prior Sale | Jan 01, 2017 · Amount on Record |
| Deed Document Number | 2018180966 |
| Deed Book / Page | 5447 / 1119 |
| Last Transfer Date | Sep 09, 2022 |
| Transfer Doc | 0062870441 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 16, 2022 |
| Property Address | 3867 CABO ROJO DR, SAINT CLOUD, FL 34772-8373 |
| Document Number | 0062870441 |
| Book / Page | 6287 / 441 |
| Map Reference | MB 25 PG 95 |
| Instrument Date | Sep 09, 2022 |
| Instrument | 2022140916 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3867 CABO ROJO DR, 3867, SAINT CLOUD, FL 34772-8373 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3867 CABO ROJO DR, SAINT CLOUD, FL 34772-8373 |
| Document Number | 0006287444 |
|---|---|
| Date | Sep 16, 2022 |
| Instrument | 6287/444 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 11, 2018 |
| Property Address | 3867 CABO ROJO DR, SAINT CLOUD, FL 34772-8373 |
| Document Number | 0054471119 |
| Book / Page | 5447 / 1119 |
| Map Reference | MB 25 PG 95 |
| Instrument Date | Nov 30, 2018 |
| Instrument | 2018180966 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | NORTH AMERICAN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,019.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2300 CENTER #320320, 2300, MAITLAND, FL 32751 |
| Name | Verified Name |
|---|---|
| Address | 3867 CABO ROJO DR, SAINT CLOUD, FL 34772-8373 |
| Document Number | 2018180967 |
|---|---|
| Date | Dec 11, 2018 |
| Instrument | 2018180967 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2048 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,315.00 (+3.4%) Homeowner's exemption | $339,868 (+5.99%) | $355,000 (+3.59%) Land $70,000 Building $285,000 |
| 2024 | $5,140.00 (+2.47%) | ||
| 2023 | $5,016.00 (+4.3%) Homeowner's exemption | $320,670 (+3.78%) | $342,700 (+10.91%) Land $65,000 Building $277,700 |
| 2022 | $4,809.00 Homeowner's exemption | $309,000 Land $60,000 Building $249,000 | $309,000 Land $60,000 Building $249,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 36 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 36 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 322 locations within about half a mile of this property
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|---|---|---|
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| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
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