1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Cabo Rojo Dr

3871 Cabo Rojo Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3871 Cabo Rojo Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,859 sqft · built 2019
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$250,000 (May 2019)
Tax Bill$3,495 (2025)
Deeds & MortgagesSep 2021 Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN352630096500011420

Property Details

APN / Parcel Number

Primary APN352630096500011420

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,859 sqft Heated Area
Gross Area2,487 sqft
1st Floor Area1,859 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.139 acres)
Garage TypeFinished
Garage Area438 sqft
PorchOpen Porch
Porch Area190 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3871 CABO ROJO DR
CitySAINT CLOUD
StateFL
Zip34772-8373
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHALEYS CREEK PH 2 PB 25 PGS 95-101 LOT 142
Legal Range30E
Legal Township26S
Legal Section35
Legal SubdivisionWHALEYS CREEK PH 1 2 & 3
Legal Phase2
Legal Tract965
Legal Lot Number142
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2014
Census Tract43304

Owner

Source: Osceola County records · APN 352630096500011420

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3871 CABO ROJO DR, SAINT CLOUD, FL 34772-8373
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2021Deed of Trust, Mortgage · FHA Mortgage
CITIZENS BANK NA
May 29, 2019Warranty Deed, Transfer · Conventional Mortgage
SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 29, 2019 · Amount on Record
Deed SaleMay 29, 2019 · Amount on Record
Deed Document Number2019068773
Deed Book / Page5531 / 1185
Record UpdatedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3871 CABO ROJO DR, SAINT CLOUD, FL 34772-8373
Transaction TypeMortgage
Record UpdatedMay 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3871 CABO ROJO DR, SAINT CLOUD, FL 34772-8373

Mortgage

Document Number0060462669
DateSep 20, 2021
Book Page6046/2669
Instrument2021145232
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 29, 2019
Property Address3871 CABO ROJO DR, SAINT CLOUD, FL 34772-8373
Document Number0055311185
Book / Page5531 / 1185
Map ReferenceMB 25 PG 95
Instrument DateMay 22, 2019
Instrument2019068773
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyAWS TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address444 W NEW ENGLAND AVE STE 220, 444, WINTER PARK, FL 32789-4376

Transferred To (Grantee/Buyer)

NameVerified Name
Address3871 CABO ROJO DR, SAINT CLOUD, FL 34772-8373

Mortgage

Document Number0055311187
DateMay 29, 2019
Instrument5531/1187
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,495.00 (+6.33%) Homeowner's exemption$238,149 (+5.99%)$337,000 (+3.6%) Land $70,000 Building $267,000
2023$3,287.00 (+3.63%) Homeowner's exemption$224,698 (+3%)$325,300 (+10.2%) Land $65,000 Building $260,300
2022$3,172.00 Homeowner's exemption$218,154$295,200 Land $60,000 Building $235,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 36 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies36 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 322 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber2,000 / 1,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: AT&T, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Cabo Rojo Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures