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3870 Cabo Rojo Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3870 Cabo Rojo Dr, Saint Cloud, FL 34772 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2019
Square Footage2,246 sqft Living Area
Lot Size7,405 sqft (0.17 acres)
GarageAttached, 449 sqft
Last Sale$325,000 (2021)
Tax Bill$6,710.00 (2025)

Property Details

APN / Parcel Number

Primary APN35-26-30-0965-0001-0970
Alternative APN
  • 263035096500010970

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,246 sqft Living Area
Gross Area3,030 sqft Gross Area
1st Floor Area2,246 sqft 1st Floor
Stories1 Story
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Garage Area449 sqft Garage
PorchFinished/Open Porch
Porch Area335 sqft Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3870 CABO ROJO DR
CitySAINT CLOUD
StateFL
Zip34772-8372
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHALEYS CREEK PH 2 PB 25 PGS 95-101 LOT 97
Legal Range30E
Legal Township26S
Legal Section35
Legal SubdivisionWHALEYS CREEK PH 2
Legal Phase2
Legal Block970
Legal Lot Number97
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2020
Census Tract43304

Owner

Source: Osceola County records · APN 35-26-30-0965-0001-0970

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 4090, SCOTTSDALE, AZ 85261-4090
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
EAGLE HOME MORTGAGE LLC
Aug 12, 2021Intrafamily Transfer, Transfer
SELENE TITLE LLC
Apr 22, 2021Warranty Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC
Oct 26, 2020Warranty Deed, Transfer · FHA Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU
Sep 09, 2019Special Warranty Deed, Transfer · Conventional Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 22, 2021 · Amount on Record
Deed SaleApr 22, 2021 · Amount on Record
Prior SaleOct 26, 2020 · Amount on Record
Deed Document Number202161335
Deed Book / Page5941 / 2451
Last Transfer DateAug 05, 2021
Transfer Doc0060211726
Record UpdatedSep 20, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3870 CABO ROJO DR, SAINT CLOUD, FL 34772-8372
Transaction TypeMortgage
Record UpdatedMay 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056640492
DateJan 27, 2020
Book Page5664/0492
Instrument2020012862
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
AddressMIAMI, FL 33172
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term356 Months
DueSep 01, 2049

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateAug 12, 2021
Property Address3870 CABO ROJO DR, SAINT CLOUD, FL 34772-8372
Document Number0060211726
Book / Page6021 / 1726
Map ReferenceMB 25 PG 95-101
Instrument DateAug 05, 2021
Instrument2021125165
Transaction TypeTransfer
Record UpdatedAug 27, 2021
Title CompanySELENE TITLE LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 4090, SCOTTSDALE, AZ 85261-4090

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 4090, SCOTTSDALE, AZ 85261-4090
InvestorPossibly a Property Investor

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 22, 2021
Property Address3870 CABO ROJO DR, SAINT CLOUD, FL 34772-8372
Document Number0059412451
Book / Page5941 / 2451
Map ReferenceMB 25 PG 95-101
Instrument DateApr 19, 2021
Instrument2021061335
Transaction TypeTransfer
Record UpdatedMay 12, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
Tax$2,275.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2040 NATIONS WAY, 2040, SAINT CLOUD, FL 34769-1822

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 4090, SCOTTSDALE, AZ 85261-4090
InvestorPossibly a Property Investor

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 26, 2020
Property Address3870 CABO ROJO DR, SAINT CLOUD, FL 34772-8372
Document Number0058192794
Book / Page5819 / 2794
Map ReferenceMB 25 PG 95
Instrument DateOct 22, 2020
Instrument2020144977
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,086.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address558 BRIDGEFORD CROSSING BLVD, 558, DAVENPORT, FL 33837-7534

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3870 CABO ROJO DR, SAINT CLOUD, FL 34772-8372

Mortgage

Document Number0058192795
DateOct 26, 2020
Instrument5819/2795
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

September 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 09, 2019
Property Address3870 CABO ROJO DR, SAINT CLOUD, FL 34772-8372
Document Number0055851789
Book / Page5585 / 1789
Map ReferenceMB 25 PG 95
Instrument DateAug 30, 2019
Instrument2019115468
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,881.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2300 MAITLAND CENTER PKWY STE 320, 2300, MAITLAND, FL 32751-7412

Transferred To (Grantee/Buyer)

NameVerified Name
Address3870 CABO ROJO DR, SAINT CLOUD, FL 34772-8372

Mortgage

Document Number0055851793
DateSep 09, 2019
Instrument5585/1793
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,710.00 (+0.55%)$374,700 (+3.48%) Land $70,000 Building $304,700$374,700 (+3.48%) Land $70,000 Building $304,700
2024$6,673.00 (+2.46%)
2023$6,513.00 (+10.02%)$362,100 (+10.3%) Land $65,000 Building $297,100$362,100 (+10.3%) Land $65,000 Building $297,100
2022$5,920.00$328,300 Land $60,000 Building $268,300$328,300 Land $60,000 Building $268,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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