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3873 Cabo Rojo Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3873 Cabo Rojo Dr, Saint Cloud, FL 34772 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,859 sqft · built 2019
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$100 (Nov 2023)
Tax Bill$2,458 (2025)
Deeds & MortgagesSep 2025 Mortgage
Nov 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN35-26-30-0965-0001-1430

Property Details

APN / Parcel Number

Primary APN35-26-30-0965-0001-1430
Alternative APN
  • 263035096500011430

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,859 sqft Living Area
Gross Area2,487 sqft
1st Floor Area1,859 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached
Garage Area438 sqft
PorchFlorida Room
Porch Area190 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3873 CABO ROJO DR
CitySAINT CLOUD
StateFL
Zip34772-8373
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHALEYS CREEK PH 2 PB 25 PGS 95-101 LOT 143
Legal Range30E
Legal Township26S
Legal Section35
Legal SubdivisionWHALEYS CREEK PH 2
Legal Phase2
Legal Block1430
Legal Lot Number143
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2014
Census Tract43304

Owner

Source: Osceola County records · APN 35-26-30-0965-0001-1430

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3873 CABO ROJO DR, SAINT CLOUD, FL 34772-8373
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2025Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 22, 2023 · FHA Mortgage
EQUITY PRIME MORTGAGE LLC
Jan 23, 2019Special Warranty Deed, Transfer · Conventional Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 22, 2023 · Amount on Record
Deed SaleNov 22, 2023 · Amount on Record
Prior SaleJan 23, 2019 · Amount on Record
Deed Document Number2023153732
Deed Book / Page6509 / 86
Prior Transfer DateJun 13, 2022
Prior Transfer Doc0065090086
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3873 CABO ROJO DR, SAINT CLOUD, FL 34772-8373
Transaction TypeMortgage
Record UpdatedOct 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3873 CABO ROJO DR, SAINT CLOUD, FL 34772-8373

Mortgage

Document Number0068550647
DateSep 29, 2025
Book Page6855/647
Instrument2025119551
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

November 2023:

JurisdictionOSCEOLA FL
Recording DateNov 22, 2023
Property Address3873 CABO ROJO DR, SAINT CLOUD, FL 34772-8373
Document Number0065090086
Book / Page6509 / 86
Map ReferenceMB 25 PG 95
Instrument DateJun 13, 2023
Instrument2023153732
Record UpdatedDec 07, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address3873 CABO ROJO DR, SAINT CLOUD, FL 34772-8373

Transferred To (Grantee/Buyer)

NameVerified Name
Address3873 CABO ROJO DR, SAINT CLOUD, FL 34772-8373

Mortgage

Document Number0000650988
DateNov 22, 2023
Instrument6509/88
Lender
NameEQUITY PRIME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053

January 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 23, 2019
Property Address3873 CABO ROJO DR, SAINT CLOUD, FL 34772-8373
Document Number0054661608
Book / Page5466 / 1608
Map ReferenceMB 25 PG 95
Instrument DateJan 18, 2019
Instrument2019009130
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,929.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address230 MAITLAND CENTER PARKWAY #200200, 230, MAITLAND, FL 32751

Transferred To (Grantee/Buyer)

NameVerified Name
Address3873 CABO ROJO DR, SAINT CLOUD, FL 34772-8373

Mortgage

Document Number2019009131
DateJan 23, 2019
Instrument2019009131
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,458.00 (+3.67%)$180,219 (+5.99%)$337,000 (+3.6%) Land $70,000 Building $267,000
2024$2,371.00 (+2.95%)
2023$2,303.00 (+3.97%) Homeowner's exemption$170,039 (+3%)$325,300 (+10.2%) Land $65,000 Building $260,300
2022$2,215.00 Homeowner's exemption$165,087$295,200 Land $60,000 Building $235,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 36 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies36 in force
33 of 36 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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