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3840 E Main St, Saint Charles, IL 60174 Property Records

Kane County property record for 3840 E Main St, Saint Charles, IL 60174

Property Summary

Property TypeCommercial
Details44,136 sqft · built 1994
Lot Size1.01 acres (43,996 sqft)
Owner2 Company Names on Record
Last Sale$400,000 (Feb 2021)
Tax Bill$920 (2025)
Deeds & MortgagesFeb 2021 Sale
Flood ZoneZone X (minimal risk)
APN09-25-206-001

Property Details

APN / Parcel Number

Primary APN09-25-206-001

Interior

Stories2 Stories
Building Area44,136 sqft Gross Area

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Lot Area43,996 sqft

Location & Zoning

Street Address3840 E MAIN ST
CitySAINT CHARLES
StateIL
Zip60174-2467
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionLOT 1 OF CHARWILS FIRST RESUB - WHEN TRACKING ANY PARCELS IN THE CHARLESTOWNE CENTER MALL OR ANY OF THE QUADS IN ST CHARELS SUB OR RESUBS OR ANY CHARWILLS SUB OR RESUBS PAY CLOSE ATTENTION TO THE SUB PLAT DOCUMENT NUMBER NOTED IN THE DEEDS LEGAL DESC
Legal SubdivisionCHARWILS FIRST RESUB
Legal Block2
Legal Lot Number1
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group2
Census Block2014
Census Tract852004

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address44 MONTGOMERY ST, 3300, SAN FRANCISCO, CA 94104-4806
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 1, 2021 · Amount on Record
Deed SaleFeb 1, 2021 · Amount on Record
Deed Document Number20218445
Prior Transfer DateAug 28, 2004
Prior Transfer Doc0000131468
Record UpdatedSep 20, 2026

February 2021: Deed, Transfer

Document TypeDeed
JurisdictionKANE IL
Recording DateFeb 1, 2021
Property Address3840 E MAIN ST, ST CHARLES, IL 60174-2467
Document Number0000008445
Map ReferenceDOC 93K15081
Instrument DateJan 28, 2021
Instrument2021K008445
Transaction TypeTransfer
Record UpdatedJul 27, 2021

Transaction

AmountAmount Recorded
Tax$400.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 MONTGOMERY ST STE 3300, 3300, SAN FRANCISCO, CA 94104-4806

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$920.00 (+2.56%)$13,128 (+8.53%) Land $13,127 Building $1$39,400 (+8.53%) Land $39,397 Building $3
2024$897.00 (-92.06%)$12,096 (-91.35%) Land $12,095 Building $1$36,303 (-91.35%) Land $36,300 Building $3
2022$11,293.00 (+3.86%)$139,867 (+4.91%) Land $139,866 Building $1$419,601 (+4.91%) Land $419,598 Building $3
2021$10,873.00$133,320 Land $133,319 Building $1$399,960 Land $399,957 Building $3

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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