Kane County property record for 3845 E Main St, Saint Charles, IL 60174 · Last verified July 2026
| Property Type | Commercial |
|---|---|
| Lot Size | 0.336 acres (14,622 sqft) |
| Owner | Company Name on File |
| Last Sale | $4,595,000 (Jun 2022) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-25-426-037 |
| Primary APN | 09-25-426-037 |
|---|
| Lot Area | 14,622 sqft (0.336 acres) |
|---|
| Street Address | 3845 E MAIN ST |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-2424 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | EAST GATE COMMONS SECOND RESUB LT 7 |
| Legal Subdivision | EAST GATE COMMONS SECOND RESUB |
| Legal Block | 4 |
| Legal Lot Number | 7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 852002 |
Source: Kane County records · APN 09-25-426-037
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5270 PONTIAC TRL, ORCHARD LAKE, MI 48323-1558 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Jun 16, 2022 | Special Warranty Deed, Transfer · Commercial Mortgage CREDIT UNION 1 |
| Jul 11, 2017 | Grant Deed, Mortgage · Line of Credit NBC OK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 16, 2022 · Amount on Record |
| Deed Sale | Jun 16, 2022 · Amount on Record |
| Prior Sale | Aug 10, 2007 · Amount on Record |
| Deed Document Number | 202231613 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 16, 2022 |
| Property Address | 3845 E MAIN ST, SAINT CHARLES, IL 60174-2424 |
| Document Number | 0000031613 |
| Instrument Date | Jun 16, 2022 |
| Instrument | 2022K031613 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,595.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8472 E HOMESTEAD CIR, 8472, SCOTTSDALE, AZ 85266-1376 |
| Name | Verified Name |
|---|---|
| Address | 5720 PONTIAC TRL, ORCHARD LAKE, MI 48323-1570 |
| Document Number | 0000031614 |
|---|---|
| Date | Jun 16, 2022 |
| Instrument | 2022K031614 |
| Name | CREDIT UNION 1 |
|---|---|
| Type | Credit Union |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 16, 2032 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 11, 2017 |
| Property Address | 3845 E MAIN ST, SAINT CHARLES, IL 60174-2424 |
| Instrument Date | Jul 05, 2017 |
| Instrument | 35417 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 470 S GRAND AVE PASADENA CA 911051640, PASADENA, CA 91105-1640 |
| Document Number | 0000035417 |
|---|---|
| Date | Jul 11, 2017 |
| Instrument | 35417 |
| Name | NBC OK |
|---|---|
| Address | PO BOX 21000, OKLAHOMA CITY, OK 73156-1000 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 10, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.77% |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $3 (-) Land $3 | $9 (-) Land $9 |
| 2022 | $3 Land $3 | $9 Land $9 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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