3820 Packard Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3820 Packard Ave, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Prefabricated > Mobile Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1972
Square Footage	744 sqft Heated Area
Lot Size	15,682 sqft (0.36 acres)
Occupancy	Owner Occupied
Last Sale	$100,000 (2007)
Tax Bill	$874.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`98602`
Alternative APN	`312631495000010713`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	744 sqft Heated Area
1st Floor	744 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Paneling Interior Structure

Exterior

Year Built	Built 1972
Architectural Style	Mobile/Manufactured Style
Exterior Material	Aluminum Siding Exterior
Foundation Type	Pier/Post & Beam Foundation
Roof Construction	Flat Roof Construction
Roof Material	Metal Roof
Lot Area	15,682 sqft (0.36 acres)
Depth X Width	215 ft x 75 ft Depth x Width

Exterior Amenities

Shed	1 Shed
Shed Area	140 sqft Shed
Porch	Finished/Screened Porch
Porch Area	348 sqft Porch

Utilities and HVAC

Heating System	Forced Air Heating

Location & Zoning

Account Number	98602
Street Address	3820 PACKARD AVE
City	SAINT CLOUD
State	FL
Zip	34772-7381
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Mobile Home
Legal Description	S L & I C PB B PG 27 S 75 FT OF E 220 FT OF LOT 71 LESS E 7 1/2 FT FOR R/W
Legal Range	31E
Legal Township	26S
Legal Section	31
Legal Subdivision	SEMINOLE LAND&INV CO
Legal Tract	4950
Legal Block	1
Legal Lot Number	71
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1002
Census Tract	43205

Owner

Source: Osceola County records · APN 98602

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3820 PACKARD AVE, SAINT CLOUD, FL 34772-7381
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 26, 2007 · Amount on Record
Deed Sale	Apr 26, 2007 · Amount on Record
Prior Sale	Apr 26, 2007 · Amount on Record
Deed Doc Number	0034652571
Last Transfer Date	Sep 09, 2015
Transfer Doc	0048381552
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$874.00 (+15.76%) Homeowner's exemption	$36,655 (+5.99%)	$88,100 (+11.38%) Land $54,000 Building $34,100
2023	$755.00 (+8.48%) Homeowner's exemption	$34,585 (+3%)	$79,100 (+13.16%) Land $45,000 Building $34,100
2022	$696.00 Homeowner's exemption	$33,578	$69,900 Land $45,000 Building $24,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 60% of the US · above 33% of Florida
Wildfire Likelihood	About 1 in 529 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.