385 Windchime Way, Freeport, FL 32439 Property Records

Walton County property record for 385 Windchime Way, Freeport, FL 32439 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,354 sqft · built 2017
Lot Size	0.202 acres (8,826 sqft)
Owner	Individual Name on File
Last Sale	$333,983 (Jun 2017)
Tax Bill	$4,172 (2024)
Deeds & Mortgages	Apr 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-1S-19-23080-000-0900`

Property Details

APN / Parcel Number

Primary APN	`17-1S-19-23080-000-0900`
Alternative APN	`1028357`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,354 sqft Living Area
Gross Area	4,090 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2017
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	8,826 sqft (0.202 acres)
Garage Type	Finished
Garage Area	441 sqft

Exterior Amenities

Porch	Porch
Porch Area	295 sqft
Deck Area	Deck Area
Fence	Fence
Arbor/Pergola	Arbor/Pergola

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1028357
Street Address	385 WINDCHIME WAY
City	FREEPORT
State	FL
Zip	32439-3200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 90 WHISPERS AT HAMMOCK BAY S/D PB 17-60 OR 2883-3031
Legal Range	19W
Legal Township	01S
Legal Section	17
Legal Subdivision	WHISPERS AT HAMMOCK BAY
Legal Lot Number	90
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2012
Census Tract	950502

Owner

Source: Walton County records · APN 17-1S-19-23080-000-0900

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	385 WINDCHIME WAY, FREEPORT, FL 32439-3200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LN SERVICING
Jun 02, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 02, 2017 · Amount on Record
Deed Sale	Jun 02, 2017 · Amount on Record
Deed Document Number	20170018077
Deed Book / Page	3043 / 0536
Record Updated	Jun 08, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	385 WINDCHIME WAY, FREEPORT, FL 32439-3200
Transaction Type	Mortgage
Record Updated	May 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 WINDCHIME WAY, FREEPORT, FL 32439-3200

Mortgage

Document Number	0031951837
Date	Apr 29, 2021
Book Page	3195/1837
Instrument	20210021175

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jun 01, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	385 WINDCHIME WAY, FREEPORT, FL 32439-3200
Document Number	0031443179
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	385 WINDCHIME WAY FOUNTAIN FL 32438, FOUNTAIN, FL 32438

Mortgage

Document Number	0031443179
Date	Jun 01, 2020
Book Page	003144/003179
Instrument	18341

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2050

June 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 02, 2017
Property Address	385 WINDCHIME WAY, FREEPORT, FL 32439-3200
Document Number	0030430536
Book / Page	3043 / 0536
Map Reference	MB17 PG60
Instrument Date	May 31, 2017
Instrument	20170018077
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 30, 2021
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 WINDCHIME WAY, FREEPORT, FL 32439-3200

Mortgage

Document Number	0030430537
Date	Jun 02, 2017
Instrument	3043/0537

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2047

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$567,573 (+1.73%) Land $63,378 Building $504,195	$567,573 (+1.73%) Land $63,378 Building $504,195
2024	$4,172.00 (+3.63%)
2023	$4,026.00 (+5.37%) Homeowner's exemption	$557,936 (+11.38%) Land $48,642 Building $509,294	$557,936 (+11.38%) Land $48,642 Building $509,294
2022	$3,821.00 Homeowner's exemption	$500,941 Land $53,993 Building $446,948	$500,941 Land $53,993 Building $446,948

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319505022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 296 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020, other causes, Hurricane Sally
Claims By Storm	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 14% of Florida
Wildfire Likelihood	About 1 in 1,961 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 266 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	1,000 / 1,000
Wildstar Networks	Fixed Wireless	200 / 50

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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