Walton County property record for 394 Windchime Way, Freeport, FL 32439
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,763 sqft · built 2013 |
| Lot Size | 0.309 acres (13,467 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,900 (Sep 2013) |
| Tax Bill | $2,561 (2025) |
| Deeds & Mortgages | Apr 2019 Sale Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-1S-19-23080-000-0150 |
| Primary APN | 17-1S-19-23080-000-0150 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,763 sqft Living Area |
| Gross Area | 3,535 sqft |
| 1st Floor Area | 2,542 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 13,467 sqft (0.309 acres) |
| Garage Type | Attached |
| Garage Area | 478 sqft |
| Porch | Open/Unfinished Porch |
| Porch Area | 294 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 394 WINDCHIME WAY |
|---|---|
| City | FREEPORT |
| State | FL |
| Zip | 32439-3201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HAMBAY |
| Legal Description | LOT 15 WHISPERS AT HAMMOCK BAY PB 17-60 OR 2883-3031 OR 2930-3815 OR 3103-2759 |
| Legal Range | 019 |
| Legal Township | 01S |
| Legal Section | 17 |
| Legal Subdivision | HAMMOCK BAY |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 950502 |
394 Windchime Way is owned and occupied by two individuals who acquired it in April 2019.
Source: Walton County records, as of December 3, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 394 WINDCHIME WAY, FREEPORT, FL 32439-3201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 26, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jul 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2013 · Amount on File |
| Deed Sale | Sep 13, 2013 · Amount on File |
| Deed Document Number | 20131252991 |
| Deed Book / Page | 2930 / 3815 |
| Last Transfer Date | Apr 23, 2019 |
| Transfer Doc | 0031032759 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Apr 26, 2019 |
| Property Address | 394 WINDCHIME WAY, FREEPORT, FL 32439-3201 |
| Document Number | 0031032759 |
| Book / Page | 003103 / 002759 |
| Instrument Date | Apr 23, 2019 |
| Instrument | 13070 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 394 WINDCHIME WAY FREEPORT FL 324393201, FREEPORT, FL 32439-3201 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 394 WINDCHIME WAY, FREEPORT, FL 32439-3201 |
| Document Number | 0030484282 |
| Book / Page | 003048 / 004282 |
| Instrument Date | Jul 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 394 WINDCHIME WAY FREEPORT FL 324393201, FREEPORT, FL 32439-3201 |
| Document Number | 0030484282 |
|---|---|
| Date | Aug 3, 2017 |
| Book Page | 003048/004282 |
| Instrument | 25710 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | 26642 TOWNE CENTRE DR, FOOTHILL RANCH, CA 92610-2808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 2, 2032 |
The 2025 property tax bill for 394 Windchime Way was $2,561 with a homeowner's exemption, down 0.9% from the year before.
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Municipality | Freeport City |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,561.00 (-0.85%) Homeowner's exemption | $240,379 | $414,960 Land $52,815 Building $362,145 |
| 2024 | $2,583.00 (+3.82%) | ||
| 2023 | $2,488.00 (+5.47%) Homeowner's exemption | $410,279 (+10.13%) Land $40,535 Building $369,744 | $410,279 (+10.13%) Land $40,535 Building $369,744 |
| 2022 | $2,359.00 Homeowner's exemption | $372,556 Land $44,994 Building $327,562 | $372,556 Land $44,994 Building $327,562 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 394 Windchime Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 296 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 296 in force |
| Nearby Flood Claims | 56 (1989–2020) |
| Claims Outside the SFHA | 8 of 56 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 394 Windchime Way is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 1,000 / 1,000 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
5G (outdoors only) and 4G LTE
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