Walton County property record for 344 Windchime Way, Freeport, FL 32439
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 5 ba · 4,313 sqft · built 2013 |
| Lot Size | 0.35 acres (15,256 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $75 (2024) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-1S-19-23080-000-0490 |
| Primary APN | 17-1S-19-23080-000-0490 |
|---|---|
| Alternative APN |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 4,313 sqft Living Area |
| Gross Area | 5,105 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 15,256 sqft (0.35 acres) |
| Garage Type | Finished |
| Garage Area | 532 sqft |
| Porch | Porch |
| Porch Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1028316 |
|---|---|
| Street Address | 344 WINDCHIME WAY |
| City | FREEPORT |
| State | FL |
| Zip | 32439-3201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HAMBAY |
| Legal Description | LOT 49 WHISPERS AT HAMMOCK BAY S/D PB 17-60 OR 2883-3031 OR 2932-3024 |
| Legal Range | 19W |
| Legal Township | 01S |
| Legal Section | 17 |
| Legal Subdivision | WHISPERS AT HAMMOCK BAY |
| Legal Lot Number | 49 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 950502 |
Source: Walton County records, as of December 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 344 WINDCHIME WAY, FREEPORT, FL 32439-3201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2014 |
| Deed Sale | Apr 4, 2014 |
| Deed Document Number | 0029484318 |
| Deed Book / Page | 2932 / 3024 |
| Prior Transfer Date | Oct 2, 2013 |
| Prior Transfer Doc | 1255466 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 344 WINDCHIME WAY, FREEPORT, FL 32439-3201 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2021 |
| Title Company | SUNBELT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0031903619 |
|---|---|
| Date | Apr 1, 2021 |
| Book Page | 3190/3619 |
| Instrument | 20210015694 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Municipality | Freeport City |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $636,783 (+%) Land $52,815 Building $583,968 | $636,783 (+%) Land $52,815 Building $583,968 | |
| 2024 | $75.00 | ||
| 2023 | $75.00 Homeowner's exemption | $636,759 (+11.09%) Land $40,535 Building $596,224 | $636,759 (+11.09%) Land $40,535 Building $596,224 |
| 2022 | $75.00 Homeowner's exemption | $573,212 Land $44,994 Building $528,218 | $573,212 Land $44,994 Building $528,218 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 296 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 296 in force |
| Nearby Flood Claims | 56 (1989–2020) |
| Claims Outside the SFHA | 8 of 56 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 1,000 / 1,000 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
May also be available: Cox Communications.
5G (outdoors only) and 4G LTE
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